2026 data Public-data reference. official source

PLAZA HOME MORTGAGE, INC.

230 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

230 consumer complaints filed with the CFPB

This profile shows PLAZA HOME MORTGAGE, INC.'s complaint history from CFPB public records. 230 consumers have filed complaints since 2012. The company has a 97% timely response rate and has provided relief in 6.5% of cases.

230
Total Complaints
97%
Timely Response
6.5%
Disputed
6.5%
Relief Provided
34
States Active
2012
Since

Total complaints

230

Filed since 2012

Timely response

97%

CFPB-tracked response window

Relief rate

6.5%

Closed with monetary or non-monetary relief

Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.5%
Industry median

Share closed with monetary or non-monetary relief.

PLAZA HOME MORTGAGE, INC. complaint mix by product

Total complaints: 230

PLAZA HOME MORTGAGE, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 230 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 208 complaints (90.4%), resolution 6.7% Mortgage 90.4% Credit reporting,: 14 complaints (6.1%), resolution 0.0% Credit reporting, 6.1% Debt collection: 4 complaints (1.7%), resolution 0.0% Consumer Loan: 1 complaints (0.4%), resolution 0.0% Credit card: 1 complaints (0.4%), resolution 0.0% Credit reporting: 1 complaints (0.4%), resolution 100.0% Credit reporting: 1 complaints (0.4%), resolution 0.0%
  • Mortgage 208 90.4% 7% relief
  • Credit reporting, 14 6.1% 0% relief
  • Debt collection 4 1.7% 0% relief
  • Consumer Loan 1 0.4% 0% relief
  • Credit card 1 0.4% 0% relief
  • Credit reporting 1 0.4% 100% relief
  • Credit reporting 1 0.4% 0% relief

How PLAZA HOME MORTGAGE, INC.'s 230 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 208
Credit reporting, credit repair services, or other personal consumer reports 14
Debt collection 4
Consumer Loan 1
Credit card 1
Credit reporting 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
CA 36
FL 25
NY 24
TX 20
NJ 14
HI 9
WA 7
GA 7
MD 7
NC 6
MA 6
PA 6
IL 5
MI 5
CO 5
OH 4
OR 4
AZ 4
NV 3
LA 3

Top Issues

Issue Complaints
Trouble during payment process 71
Loan servicing, payments, escrow account 36
Struggling to pay mortgage 32
Closing on a mortgage 17
Loan modification,collection,foreclosure 16
Applying for a mortgage or refinancing an existing mortgage 12
Application, originator, mortgage broker 11
Incorrect information on your report 9
Problem with a credit reporting company's investigation into an existing problem 6
Settlement process and costs 5
Improper use of your report 3
Attempts to collect debt not owed 2
Credit decision / Underwriting 2
Other 2
Can't contact lender 1
Cont'd attempts collect debt not owed 1
Billing disputes 1
Written notification about debt 1
Incorrect information on credit report 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 8 100%
2014 18 100%
2015 20 100%
2016 28 96.4%
2017 18 100%
2018 17 94.1%
2019 20 100%
2020 22 100%
2021 28 100%
2022 15 100%
2023 11 54.5%
2024 9 100%
2025 12 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About PLAZA HOME MORTGAGE, INC.

PLAZA HOME MORTGAGE, INC. has accumulated 230 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 77 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, PLAZA HOME MORTGAGE, INC. reports a 97% timely-response rate and has closed 93% of cases with a written explanation to the consumer. 6.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PLAZA HOME MORTGAGE, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does PLAZA HOME MORTGAGE, INC. have?

PLAZA HOME MORTGAGE, INC. has received 230 consumer complaints filed with the Consumer Financial Protection Bureau.

Does PLAZA HOME MORTGAGE, INC. respond to complaints on time?

PLAZA HOME MORTGAGE, INC. has a 97% timely response rate to CFPB complaints.

What is the most common complaint about PLAZA HOME MORTGAGE, INC.?

The most common issue reported against PLAZA HOME MORTGAGE, INC. is "Trouble during payment process" in the "Mortgage" product category.

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