CFPB · Single-product concentration

American Accounts & Advisers, Inc.

299 CFPB complaints · 89.6% in "Debt collection" · top issue Written notification about debt.

299 CFPB complaints

American Accounts & Advisers, Inc.: 89.6% of 299 CFPB complaints sit in "Debt collection". Timely 98.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +400% filings 2013 to 2026

CFPB relief outcome brief

CCDB company american-accounts-advisers-inc

0% relief · 98.7% timely · 299 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

American Accounts & Advisers…0%Accurate Background39.8%Collection Bureau of Fort Wa…0%Columbia Banking System, Inc.1.3%Georgia Student Finance Auth…1.3%
Closed-with-relief % among American Accounts & Advisers, Inc. and nearest filing-volume peers

American Accounts & Advisers, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 299 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 98.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

American Accounts & Advisers, Inc. complaint mix by product

Total complaints: 299

American Accounts & Advisers, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 299 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 268 complaints (89.6%), resolution 0.0% Debt collection 89.6% Credit reporting,: 25 complaints (8.4%), resolution 0.0% Credit reporting, 8.4% Credit reporting: 3 complaints (1.0%), resolution 0.0% Student loan: 2 complaints (0.7%), resolution 0.0% Payday loan,: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 268 89.6% 0% relief
  • Credit reporting, 25 8.4% 0% relief
  • Credit reporting 3 1.0% 0% relief
  • Student loan 2 0.7% 0% relief
  • Payday loan, 1 0.3% 0% relief

How American Accounts & Advisers, Inc.'s 299 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 268
Credit reporting, credit repair services, or other personal consumer reports 25
Credit reporting or other personal consumer reports 3
Student loan 2
Payday loan, title loan, or personal loan 1

Concentrated filing states for American Accounts & Advisers, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MN
75.3% of this company's filings
MN225WI9GA7TX7IA6AZ5VA4IN4

American Accounts & Advisers, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+400% vs 2013
020406080 20132015201720192021202320252026 5

Top States

State Complaints
MN 225
WI 9
GA 7
TX 7
IA 6
AZ 5
VA 4
IN 4
SC 4
FL 3
MD 3
NJ 2
NM 2
LA 2
IL 2
AL 1
CO 1
NV 1
RI 1
OR 1

Top Issues

Issue Complaints
Written notification about debt 129
Attempts to collect debt not owed 66
False statements or representation 20
Cont'd attempts collect debt not owed 17
Communication tactics 16
Incorrect information on your report 12
Problem with a credit reporting company's investigation into an existing problem 9
Took or threatened to take negative or legal action 8
Disclosure verification of debt 8
Improper use of your report 5
Improper contact or sharing of info 3
Dealing with your lender or servicer 1
Problem with a company's investigation into an existing problem 1
Dealing with my lender or servicer 1
Threatened to contact someone or share information improperly 1
Credit monitoring or identity theft protection services 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 7 71.4%
2015 8 100%
2016 14 100%
2017 17 100%
2018 25 100%
2019 22 100%
2020 52 100%
2021 68 98.5%
2022 19 100%
2023 15 100%
2024 19 100%
2025 27 96.3%
2026 5 100%

Source: CFPB Consumer Complaint Database

American Accounts & Advisers, Inc. filings cluster in one product

American Accounts & Advisers, Inc.'s 299 logged complaints stay concentrated: only 27 states show a filing. Only 37.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-04-18.

American Accounts & Advisers, Inc. answers 98.7% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Accounts & Advisers, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for American Accounts & Advisers, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for American Accounts & Advisers, Inc. (98.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration