2026 data Public-data reference. official source

American Accounts & Advisers, Inc.

254 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

254 consumer complaints filed with the CFPB

This profile shows American Accounts & Advisers, Inc.'s complaint history from CFPB public records. 254 consumers have filed complaints since 2013. The company has a 98.4% timely response rate and has provided relief in 0% of cases.

254
Total Complaints
98.4%
Timely Response
4.3%
Disputed
0%
Relief Provided
22
States Active
2013
Since

Total complaints

254

Filed since 2013

Timely response

98.4%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

American Accounts & Advisers, Inc. complaint mix by product

Total complaints: 254

American Accounts & Advisers, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 254 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 231 complaints (90.9%), resolution 0.0% Debt collection 90.9% Credit reporting,: 21 complaints (8.3%), resolution 0.0% Credit reporting, 8.3% Student loan: 1 complaints (0.4%), resolution 0.0% Credit reporting: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 231 90.9% 0% relief
  • Credit reporting, 21 8.3% 0% relief
  • Student loan 1 0.4% 0% relief
  • Credit reporting 1 0.4% 0% relief

How American Accounts & Advisers, Inc.'s 254 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 231
Credit reporting, credit repair services, or other personal consumer reports 21
Student loan 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
MN 193
WI 8
TX 7
GA 6
IN 4
IA 4
FL 4
AZ 4
MD 3
SC 3
VA 3
NM 2
LA 2
IL 1
NY 1
OR 1
PA 1
KY 1
CA 1
NJ 1

Top Issues

Issue Complaints
Written notification about debt 116
Attempts to collect debt not owed 53
Cont'd attempts collect debt not owed 17
False statements or representation 15
Communication tactics 14
Problem with a credit reporting company's investigation into an existing problem 9
Incorrect information on your report 8
Disclosure verification of debt 7
Took or threatened to take negative or legal action 5
Improper contact or sharing of info 3
Improper use of your report 2
Threatened to contact someone or share information improperly 1
Credit monitoring or identity theft protection services 1
Dealing with my lender or servicer 1
Problem with a company's investigation into an existing problem 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 7 71.4%
2015 8 100%
2016 14 100%
2017 14 100%
2018 21 100%
2019 21 100%
2020 43 100%
2021 64 98.4%
2022 15 100%
2023 8 100%
2024 18 100%
2025 15 93.3%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About American Accounts & Advisers, Inc.

American Accounts & Advisers, Inc. has accumulated 254 consumer complaints in the CFPB public database, with filings active across 22 U.S. states. Of those submissions, 66 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, American Accounts & Advisers, Inc. reports a 98.4% timely-response rate and has closed 95.3% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Written notification about debt".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating American Accounts & Advisers, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does American Accounts & Advisers, Inc. have?

American Accounts & Advisers, Inc. has received 254 consumer complaints filed with the Consumer Financial Protection Bureau.

Does American Accounts & Advisers, Inc. respond to complaints on time?

American Accounts & Advisers, Inc. has a 98.4% timely response rate to CFPB complaints.

What is the most common complaint about American Accounts & Advisers, Inc.?

The most common issue reported against American Accounts & Advisers, Inc. is "Written notification about debt" in the "Debt collection" product category.

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