CFPB · Single-product concentration
Plato, LLC
8 CFPB complaints · 100% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Improper use of your report.
Plato, LLC: 100% of 8 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 100% · relief 37.5%. Allegations, not findings.
- Single-product concentration
- 0% filings 2021 to 2023
CFPB relief outcome brief
CCDB company plato-llc
37.5% relief · 100% timely · 8 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Accurate Background (39.8% relief)
Plato, LLC closes 37.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Plato, LLC has 8 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Plato, LLC complaint mix by product
- Credit reporting, 8 100.0% – 38% relief
How Plato, LLC's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
Where Plato, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 37.5% of this company's filings
Plato, LLC complaints by year
Annual filing volume from the CFPB public database
- 2023
- 1
- 0% vs 2021
Top States
| State | Complaints |
|---|---|
| IL | 3 |
| NC | 2 |
| TX | 1 |
| MD | 1 |
| DE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 7 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 100% |
| 2022 | 6 | 100% |
| 2023 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Plato, LLC filings cluster in one product
Plato, LLC's 8 logged complaints stay concentrated: only 5 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2023-01-17.
Plato, LLC answers 100% of complaints inside the CFPB's tracked window and closes 62.5% with a written explanation. 37.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Plato, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Plato, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 8.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Plato, LLC (100% timely; 37.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration