2026 data Public-data reference. official source

Possible Financial Inc

1.7K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.7K consumer complaints filed with the CFPB

This profile shows Possible Financial Inc's complaint history from CFPB public records. 1,714 consumers have filed complaints since 2019. The company has a 99.6% timely response rate and has provided relief in 2.2% of cases.

1.7K
Total Complaints
99.6%
Timely Response
0%
Disputed
2.2%
Relief Provided
44
States Active
2019
Since

Total complaints

1.7K

Filed since 2019

Timely response

99.6%

CFPB-tracked response window

Relief rate

2.2%

Closed with monetary or non-monetary relief

Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.2%
Industry median

Share closed with monetary or non-monetary relief.

Possible Financial Inc complaint mix by product

Total complaints: 1.7K

Possible Financial Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.7K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 740 complaints (43.3%), resolution 2.3% Credit reporting 43.3% Debt collection: 589 complaints (34.4%), resolution 0.5% Debt collection 34.4% Credit reporting,: 166 complaints (9.7%), resolution 2.4% Credit reporting, 9.7% Payday loan,: 147 complaints (8.6%), resolution 5.4% Payday loan, 8.6% Payday loan,: 55 complaints (3.2%), resolution 7.3% Credit card: 8 complaints (0.5%), resolution 0.0% Credit card: 5 complaints (0.3%), resolution 20.0%
  • Credit reporting 740 43.3% 2% relief
  • Debt collection 589 34.4% 1% relief
  • Credit reporting, 166 9.7% 2% relief
  • Payday loan, 147 8.6% 5% relief
  • Payday loan, 55 3.2% 7% relief
  • Credit card 8 0.5% 0% relief
  • Credit card 5 0.3% 20% relief

How Possible Financial Inc's 1.7K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 740
Debt collection 589
Credit reporting, credit repair services, or other personal consumer reports 166
Payday loan, title loan, personal loan, or advance loan 147
Payday loan, title loan, or personal loan 55
Credit card 8
Credit card or prepaid card 5
Debt or credit management 2
Money transfer, virtual currency, or money service 1
Checking or savings account 1

Top States

State Complaints
TX 588
FL 276
CA 231
OH 125
SC 59
LA 54
AL 49
MI 36
GA 31
IN 27
TN 24
MS 24
WA 21
NC 21
MO 19
NV 12
VA 11
NY 10
OK 10
AZ 8

Top Issues

Issue Complaints
Incorrect information on your report 568
Attempts to collect debt not owed 265
Took or threatened to take negative or legal action 215
Problem with a company's investigation into an existing problem 186
Improper use of your report 175
Written notification about debt 59
Problem with a credit reporting company's investigation into an existing problem 55
False statements or representation 38
Problem when making payments 33
Struggling to pay your loan 17
Problem with the payoff process at the end of the loan 16
Can't contact lender or servicer 14
Getting the loan 10
Received a loan you didn't apply for 9
Was approved for a loan, but didn't receive the money 6
Credit monitoring or identity theft protection services 6
Electronic communications 6
Communication tactics 5
Loan payment wasn't credited to your account 3
Getting a credit card 3

Yearly Trend

Year Complaints Timely
2019 4 100%
2020 27 100%
2021 64 100%
2022 100 100%
2023 158 100%
2024 356 100%
2025 635 100%
2026 370 98.4%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Possible Financial Inc

Possible Financial Inc has accumulated 1,714 consumer complaints in the CFPB public database, with filings active across 44 U.S. states. Of those submissions, 383 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Possible Financial Inc reports a 99.6% timely-response rate and has closed 97.8% of cases with a written explanation to the consumer. 2.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Possible Financial Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Possible Financial Inc have?

Possible Financial Inc has received 1,714 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Possible Financial Inc respond to complaints on time?

Possible Financial Inc has a 99.6% timely response rate to CFPB complaints.

What is the most common complaint about Possible Financial Inc?

The most common issue reported against Possible Financial Inc is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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