CFPB · Mid-pack CFPB posture

Possible Financial Inc

2.5K CFPB complaints · 45 states · top issue Incorrect information on your report.

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2.5K CFPB complaints

Possible Financial Inc has 2.5K consumer complaints in the CFPB public database (ranks #193 of 342 by volume among indexed companies). Timely response is 99.1%; 2.2% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Volume rank #193 of 342
  • Mid-pack CFPB posture
  • +17080% filings 2019 to 2026

CFPB relief outcome brief

CCDB company possible-financial-inc

2.2% relief · 99.1% timely · 2.5K filings · Credit reporting or other personal consumer reports

Same-product relief peers

Nearest relief peer: CarMax, Inc. (2.2% relief)

Possible Financial Inc (this)2.2%PHH Mortgage Services Corpor…17.2%Receivables Performance Mana…0%Advanced Resolution Services…0%Bank of the West17.4%
Closed-with-relief % among Possible Financial Inc and nearest filing-volume peers

Possible Financial Inc closes 2.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 2.5K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Possible Financial Inc complaint mix by product

Total complaints: 2.5K

Possible Financial Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 1,046 complaints (42.6%), resolution 2.2% Credit reporting 42.6% Debt collection: 933 complaints (38.0%), resolution 0.5% Debt collection 38.0% Credit reporting,: 192 complaints (7.8%), resolution 3.1% Credit reporting, 7.8% Payday loan,: 190 complaints (7.7%), resolution 5.3% Payday loan, 7.7% Payday loan,: 76 complaints (3.1%), resolution 7.9% Credit card: 12 complaints (0.5%), resolution 16.7% Credit card: 5 complaints (0.2%), resolution 20.0%
  • Credit reporting 1K 42.6% – 2% relief
  • Debt collection 933 38.0% – 1% relief
  • Credit reporting, 192 7.8% – 3% relief
  • Payday loan, 190 7.7% – 5% relief
  • Payday loan, 76 3.1% – 8% relief
  • Credit card 12 0.5% – 17% relief
  • Credit card 5 0.2% – 20% relief

How Possible Financial Inc's 2.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 1.0K
Debt collection 933
Credit reporting, credit repair services, or other personal consumer reports 192
Payday loan, title loan, personal loan, or advance loan 190
Payday loan, title loan, or personal loan 76
Credit card 12
Credit card or prepaid card 5
Debt or credit management 3
Checking or savings account 2
Money transfer, virtual currency, or money service 2
Student loan 1

Nationwide filing states for Possible Financial Inc

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
TX
34.7% of this company's filings
TX854FL371CA328OH169SC98LA86AL72MI49

Possible Financial Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
859
+17080% vs 2019
02004006008001,000 20192020202120222023202420252026 859

Top States

State Complaints
TX 854
FL 371
CA 328
OH 169
SC 98
LA 86
AL 72
MI 49
WA 44
NC 38
MS 36
GA 35
IN 32
TN 32
MO 32
NV 18
OK 16
VA 16
AZ 15
NY 14

Top Issues

Issue Complaints
Incorrect information on your report 794
Attempts to collect debt not owed 412
Took or threatened to take negative or legal action 349
Problem with a company's investigation into an existing problem 252
Improper use of your report 239
Written notification about debt 90
False statements or representation 65
Problem with a credit reporting company's investigation into an existing problem 64
Problem when making payments 41
Problem with the payoff process at the end of the loan 22
Struggling to pay your loan 21
Can't contact lender or servicer 20
Received a loan you didn't apply for 11
Getting the loan 10
Electronic communications 9
Credit monitoring or identity theft protection services 8
Communication tactics 6
Was approved for a loan, but didn't receive the money 6
Charged fees or interest you didn't expect 5
Getting a credit card 4

Yearly Trend

Year Complaints Timely
2019 5 100%
2020 29 100%
2021 80 100%
2022 114 100%
2023 197 100%
2024 405 100%
2025 773 100%
2026 859 97.6%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Possible Financial Inc

Possible Financial Inc's 2,462 logged complaints reach a nationwide footprint - 45 states have at least one filing. Only 27.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2019 through 2026-06-26.

Possible Financial Inc answers 99.1% of complaints inside the CFPB's tracked window and closes 94.6% with a written explanation. 2.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Possible Financial Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Possible Financial Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 2.5K.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 99.1%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Possible Financial Inc (#193 of 342; 99.1% timely; 2.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture