CFPB · Single-product concentration
Personal Cash Loans of SC, Inc.
24 CFPB complaints · 75% in "Payday loan, title loan, personal loan, or advance loan" · top issue Struggling to pay your loan.
Personal Cash Loans of SC, Inc.: 75% of 24 CFPB complaints sit in "Payday loan, title loan, personal loan, or advance loan". Timely 100% · relief 4.2%. Allegations, not findings.
- Single-product concentration
- +40% filings 2023 to 2026
CFPB relief outcome brief
CCDB company personal-cash-loans-of-sc-inc
4.2% relief · 100% timely · 24 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Rosebud Economic Development Corporation (4.3% relief)
Personal Cash Loans of SC, Inc. closes 4.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Personal Cash Loans of SC, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (20/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
20 / 100 percentile-benchmarked
4.2% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
92 / 100 percentile-benchmarked
95.8% of complaints closed with an explanation to the consumer
Most of Personal Cash Loans of SC, Inc.'s 24 filings include narrative text
58.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Personal Cash Loans of SC, Inc. complaint mix by product
- Payday loan, 18 75.0% – 6% relief
- Debt collection 6 25.0% – 0% relief
How Personal Cash Loans of SC, Inc.'s 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 18 |
| Debt collection | 6 |
Concentrated filing states for Personal Cash Loans of SC, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- SC
- 58.3% of this company's filings
Personal Cash Loans of SC, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +40% vs 2023
Top States
| State | Complaints |
|---|---|
| SC | 14 |
| GA | 4 |
| AL | 3 |
| TN | 2 |
| CT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay your loan | 9 |
| Communication tactics | 3 |
| Problem with the payoff process at the end of the loan | 2 |
| Improper use of your report | 2 |
| Attempts to collect debt not owed | 2 |
| Problem when making payments | 2 |
| Was approved for a loan, but didn't receive the money | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with additional add-on products or services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 5 | 100% |
| 2024 | 4 | 100% |
| 2025 | 8 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Personal Cash Loans of SC, Inc. filings cluster in one product
Personal Cash Loans of SC, Inc.'s 24 logged complaints stay concentrated: only 5 states show a filing. 58.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-13.
Personal Cash Loans of SC, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 95.8% with a written explanation. 4.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Struggling to pay your loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Personal Cash Loans of SC, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Personal Cash Loans of SC, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 24.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Personal Cash Loans of SC, Inc. (100% timely; 4.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration