CFPB · Narrative-heavy record

Peritus Portfolio Services II, LLC

22 CFPB complaints · 54.5% with narratives · top issue Managing the loan or lease.

22 CFPB complaints

Peritus Portfolio Services II, LLC: 54.5% of 22 filings include consumer narratives. Timely 95.5% · relief 13.6% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +50% filings 2018 to 2026

CFPB relief outcome brief

CCDB company peritus-portfolio-services-ii-llc

13.6% relief · 95.5% timely · 22 filings · Vehicle loan or lease

Nearest relief peer: Ford Motor Credit Co. (14.4% relief)

Peritus Portfolio ServicesII, LLC (this)13.6%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Peritus Portfolio Services II, LLC and nearest filing-volume peers

Peritus Portfolio Services II, LLC closes 13.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Peritus Portfolio Services II, LLC scores strongest on timely response (92/100 percentile-benchmarked) and weakest on relief provided (64/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

75 /100 grade B

Relief provided

64 / 100 percentile-benchmarked

13.6% of complaints closed with relief to the consumer

Timely response

92 / 100 percentile-benchmarked

95.5% of complaints answered inside the CFPB 15-day window

Closed with explanation

75 / 100 percentile-benchmarked

86.4% of complaints closed with an explanation to the consumer

Most of Peritus Portfolio Services II, LLC's 22 filings include narrative text

54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 95.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 13.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Peritus Portfolio Services II, LLC complaint mix by product

Total complaints: 22

Peritus Portfolio Services II, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 11 complaints (50.0%), resolution 18.2% Vehicle loan 50.0% Debt collection: 10 complaints (45.5%), resolution 10.0% Debt collection 45.5% Credit reporting: 1 complaints (4.5%), resolution 0.0%
  • Vehicle loan 11 50.0% – 18% relief
  • Debt collection 10 45.5% – 10% relief
  • Credit reporting 1 4.5% – 0% relief

How Peritus Portfolio Services II, LLC's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 11
Debt collection 10
Credit reporting or other personal consumer reports 1

Where Peritus Portfolio Services II, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MD
31.8% of this company's filings
MD7VA5GA2FL2DC1NY1AZ1NC1

Peritus Portfolio Services II, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2018
0246810 201820202022202420252026 3

Top States

State Complaints
MD 7
VA 5
GA 2
FL 2
DC 1
NY 1
AZ 1
NC 1
MI 1
OH 1

Top Issues

Issue Complaints
Managing the loan or lease 8
Attempts to collect debt not owed 5
Repossession 3
False statements or representation 2
Took or threatened to take negative or legal action 2
Written notification about debt 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2018 2 100%
2020 2 100%
2022 1 100%
2024 6 100%
2025 8 87.5%
2026 3 100%

Source: CFPB Consumer Complaint Database

Peritus Portfolio Services II, LLC's narrative-rich complaint ledger

Peritus Portfolio Services II, LLC's 22 logged complaints stay concentrated: only 10 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-03-10.

Peritus Portfolio Services II, LLC answers 95.5% of complaints inside the CFPB's tracked window and closes 86.4% with a written explanation. 13.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Peritus Portfolio Services II, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Peritus Portfolio Services II, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Peritus Portfolio Services II, LLC (95.5% timely; 13.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record