CFPB · Narrative-heavy record

Performance Settlement, LLC

36 CFPB complaints · 66.7% with narratives · top issue Dealing with your lender or servicer.

36 CFPB complaints

Performance Settlement, LLC: 66.7% of 36 filings include consumer narratives. Timely 27.8% · relief 13.9% · top product Student loan. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2016 to 2024

CFPB relief outcome brief

CCDB company performance-settlement-llc

13.9% relief · 27.8% timely · 36 filings · Student loan

Nearest relief peer: Slm Corporation (14.9% relief)

Performance Settlement, LLC(this)13.9%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Performance Settlement, LLC and nearest filing-volume peers

Performance Settlement, LLC closes 13.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Performance Settlement, LLC scores strongest on relief provided (65/100 percentile-benchmarked) and weakest on timely response (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

45 /100 grade D

Relief provided

65 / 100 percentile-benchmarked

13.9% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

27.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

64 / 100 percentile-benchmarked

80.6% of complaints closed with an explanation to the consumer

Most of Performance Settlement, LLC's 36 filings include narrative text

66.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 27.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 13.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Performance Settlement, LLC complaint mix by product

Total complaints: 36

Performance Settlement, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 36 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 19 complaints (52.8%), resolution 15.8% Student loan 52.8% Credit reporting,: 8 complaints (22.2%), resolution 12.5% Credit reporting, 22.2% Debt collection: 5 complaints (13.9%), resolution 0.0% Debt collection 13.9% Other financial: 2 complaints (5.6%), resolution 50.0% Debt or: 1 complaints (2.8%), resolution 0.0% Money transfer,: 1 complaints (2.8%), resolution 0.0%
  • Student loan 19 52.8% – 16% relief
  • Credit reporting, 8 22.2% – 13% relief
  • Debt collection 5 13.9% – 0% relief
  • Other financial 2 5.6% – 50% relief
  • Debt or 1 2.8% – 0% relief
  • Money transfer, 1 2.8% – 0% relief

How Performance Settlement, LLC's 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 19
Credit reporting, credit repair services, or other personal consumer reports 8
Debt collection 5
Other financial service 2
Debt or credit management 1
Money transfer, virtual currency, or money service 1

Where Performance Settlement, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
19.4% of this company's filings
CA7NY5MI5TX3KY2OH2PA2NC2

Performance Settlement, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
1
0% vs 2016
0510152025 2016201720182019202020222024 1

Top States

State Complaints
CA 7
NY 5
MI 5
TX 3
KY 2
OH 2
PA 2
NC 2
MS 1
MN 1
HI 1
FL 1
AZ 1

Top Issues

Issue Complaints
Dealing with your lender or servicer 9
Dealing with my lender or servicer 6
Fraud or scam 5
False statements or representation 3
Struggling to repay your loan 2
Didn't provide services promised 1
Can't repay my loan 1
Excessive fees 1
Getting a loan 1
Identity theft protection or other monitoring services 1
Problem with a credit reporting company's investigation into an existing problem 1
Confusing or misleading advertising or marketing 1
Attempts to collect debt not owed 1
Written notification about debt 1
Unexpected or other fees 1
Problem with customer service 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2017 21 9.5%
2018 9 44.4%
2019 2 100%
2020 1 100%
2022 1 0%
2024 1 0%

Source: CFPB Consumer Complaint Database

Performance Settlement, LLC's narrative-rich complaint ledger

Performance Settlement, LLC's 36 logged complaints stay concentrated: only 13 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2024-05-03.

Performance Settlement, LLC answers 27.8% of complaints inside the CFPB's tracked window and closes 80.6% with a written explanation. 13.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Performance Settlement, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Performance Settlement, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Performance Settlement, LLC (27.8% timely; 13.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record