2026 data Public-data reference. official source

NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)—

113 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

113 consumer complaints filed with the CFPB

This profile shows NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)—'s complaint history from CFPB public records. 113 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 14.2% of cases.

113
Total Complaints
100%
Timely Response
0%
Disputed
14.2%
Relief Provided
25
States Active
2012
Since

Total complaints

113

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

14.2%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.2%
Industry median

Share closed with monetary or non-monetary relief.

NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— complaint mix by product

Total complaints: 113

NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 113 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 60 complaints (53.1%), resolution 15.0% Student loan 53.1% Debt collection: 30 complaints (26.5%), resolution 16.7% Debt collection 26.5% Credit reporting,: 17 complaints (15.0%), resolution 5.9% Credit reporting, 15.0% Credit reporting: 3 complaints (2.7%), resolution 33.3% Mortgage: 1 complaints (0.9%), resolution 0.0% Consumer Loan: 1 complaints (0.9%), resolution 0.0% Checking or: 1 complaints (0.9%), resolution 0.0%
  • Student loan 60 53.1% 15% relief
  • Debt collection 30 26.5% 17% relief
  • Credit reporting, 17 15.0% 6% relief
  • Credit reporting 3 2.7% 33% relief
  • Mortgage 1 0.9% 0% relief
  • Consumer Loan 1 0.9% 0% relief
  • Checking or 1 0.9% 0% relief

How NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)—'s 113 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 60
Debt collection 30
Credit reporting, credit repair services, or other personal consumer reports 17
Credit reporting or other personal consumer reports 3
Mortgage 1
Consumer Loan 1
Checking or savings account 1

Top States

State Complaints
NY 42
FL 10
NJ 8
GA 6
MA 5
VA 5
OH 4
MD 4
SC 4
CT 3
PA 3
AL 2
NV 2
AZ 2
MI 2
AK 1
PR 1
LA 1
CA 1
TX 1

Top Issues

Issue Complaints
Dealing with your lender or servicer 34
Incorrect information on your report 14
Struggling to repay your loan 7
False statements or representation 6
Dealing with my lender or servicer 6
Threatened to contact someone or share information improperly 5
Repaying your loan 5
Written notification about debt 5
Problem with a credit reporting company's investigation into an existing problem 5
Attempts to collect debt not owed 5
Problems when you are unable to pay 4
Disclosure verification of debt 2
Cont'd attempts collect debt not owed 2
Took or threatened to take negative or legal action 2
Communication tactics 2
Loan modification,collection,foreclosure 1
Problem with a company's investigation into an existing issue 1
Getting a loan 1
Improper contact or sharing of info 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2012 6 100%
2013 4 100%
2015 2 100%
2016 8 100%
2017 17 100%
2018 22 100%
2019 20 100%
2020 9 100%
2021 7 100%
2022 6 100%
2023 8 100%
2024 1 100%
2025 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)—

NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— has accumulated 113 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 33 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2025-11-22, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— reports a 100% timely-response rate and has closed 85.8% of cases with a written explanation to the consumer. 14.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)—: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— have?

NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— has received 113 consumer complaints filed with the Consumer Financial Protection Bureau.

Does NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— respond to complaints on time?

NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— has a 100% timely response rate to CFPB complaints.

What is the most common complaint about NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)—?

The most common issue reported against NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)— is "Dealing with your lender or servicer" in the "Student loan" product category.

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