CFPB · Narrative-heavy record

Peoples Financial Corp.

28 CFPB complaints · 46.4% with narratives · top issue Incorrect information on your report.

28 CFPB complaints

Peoples Financial Corp.: 46.4% of 28 filings include consumer narratives. Timely 100% · relief 10.7% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2015 to 2026

CFPB relief outcome brief

CCDB company peoples-financial-corp

10.7% relief · 100% timely · 28 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Experian Information Solutions Inc. (9.9% relief)

Peoples Financial Corp. (thi…10.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Peoples Financial Corp. and nearest filing-volume peers

Peoples Financial Corp. closes 10.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Peoples Financial Corp.'s 28 filings include narrative text

46.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Peoples Financial Corp. complaint mix by product

Total complaints: 28

Peoples Financial Corp. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 28 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 11 complaints (39.3%), resolution 9.1% Credit reporting 39.3% Credit reporting,: 6 complaints (21.4%), resolution 0.0% Credit reporting, 21.4% Vehicle loan: 5 complaints (17.9%), resolution 20.0% Vehicle loan 17.9% Debt collection: 4 complaints (14.3%), resolution 0.0% Debt collection 14.3% Consumer Loan: 2 complaints (7.1%), resolution 50.0% Consumer Loan 7.1%
  • Credit reporting 11 39.3% 9% relief
  • Credit reporting, 6 21.4% 0% relief
  • Vehicle loan 5 17.9% 20% relief
  • Debt collection 4 14.3% 0% relief
  • Consumer Loan 2 7.1% 50% relief

How Peoples Financial Corp.'s 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 11
Credit reporting, credit repair services, or other personal consumer reports 6
Vehicle loan or lease 5
Debt collection 4
Consumer Loan 2

Concentrated filing states for Peoples Financial Corp.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
78.6% of this company's filings
GA22VA2MS1WV1OH1PA1

Peoples Financial Corp. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2015
02468 20152017201820192020202120222023202420252026 2

Top States

State Complaints
GA 22
VA 2
MS 1
WV 1
OH 1
PA 1

Top Issues

Issue Complaints
Incorrect information on your report 11
Improper use of your report 3
Problems at the end of the loan or lease 2
Attempts to collect debt not owed 2
Managing the loan or lease 2
Problem with a credit reporting company's investigation into an existing problem 2
False statements or representation 1
Problem with a company's investigation into an existing problem 1
Problem with fraud alerts or security freezes 1
Problems when you are unable to pay 1
Getting a loan or lease 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2017 1 100%
2018 1 100%
2019 2 100%
2020 2 100%
2021 2 100%
2022 3 100%
2023 3 100%
2024 7 100%
2025 4 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Peoples Financial Corp.'s narrative-rich complaint ledger

Peoples Financial Corp.'s 28 logged complaints stay concentrated: only 6 states show a filing. 46.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-15.

Peoples Financial Corp. answers 100% of complaints inside the CFPB's tracked window and closes 89.3% with a written explanation. 10.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Peoples Financial Corp..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Peoples Financial Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Peoples Financial Corp. (100% timely; 10.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record