CFPB · Mid-pack CFPB posture

Pavilion Payments US BuyerCo, LLC

285 CFPB complaints · 36 states · top issue Unable to get your credit report or credit score.

285 CFPB complaints

Pavilion Payments US BuyerCo, LLC has 285 consumer complaints in the CFPB public database. Timely response is 100%; 9.5% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -45% filings 2020 to 2026

CFPB relief outcome brief

CCDB company pavilion-payments-us-buyerco-llc

9.5% relief · 100% timely · 285 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Synovus Bank (9.2% relief)

Pavilion Payments US BuyerCo…9.5%E*Trade Bank13.3%Forster & Garbus LLP2.5%Starmark Financial LLC0%Alchro Inc.1%
Closed-with-relief % among Pavilion Payments US BuyerCo, LLC and nearest filing-volume peers

Pavilion Payments US BuyerCo, LLC closes 9.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 285 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pavilion Payments US BuyerCo, LLC complaint mix by product

Total complaints: 285

Pavilion Payments US BuyerCo, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 285 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 176 complaints (62.0%), resolution 0.0% Credit reporting 62.0% Debt collection: 49 complaints (17.3%), resolution 16.3% Debt collection 17.3% Credit reporting,: 36 complaints (12.7%), resolution 44.4% Credit reporting, 12.7% Money transfer,: 10 complaints (3.5%), resolution 0.0% Checking or: 10 complaints (3.5%), resolution 30.0% Credit card: 2 complaints (0.7%), resolution 0.0% Credit card: 1 complaints (0.4%), resolution 0.0%
  • Credit reporting 176 62.0% 0% relief
  • Debt collection 49 17.3% 16% relief
  • Credit reporting, 36 12.7% 44% relief
  • Money transfer, 10 3.5% 0% relief
  • Checking or 10 3.5% 30% relief
  • Credit card 2 0.7% 0% relief
  • Credit card 1 0.4% 0% relief

How Pavilion Payments US BuyerCo, LLC's 285 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 176
Debt collection 49
Credit reporting, credit repair services, or other personal consumer reports 36
Money transfer, virtual currency, or money service 10
Checking or savings account 10
Credit card or prepaid card 2
Credit card 1
Payday loan, title loan, or personal loan 1

Where Pavilion Payments US BuyerCo, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
14.4% of this company's filings
TX41FL30NY27GA27PA25MA19NJ16CA15

Pavilion Payments US BuyerCo, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
11
-45% vs 2020
050100150 2020202120222023202420252026 11

Top States

State Complaints
TX 41
FL 30
NY 27
GA 27
PA 25
MA 19
NJ 16
CA 15
MD 11
TN 8
MI 8
MN 7
PR 7
CT 4
KS 4
NC 4
IL 4
VA 4
CO 3
IN 2

Top Issues

Issue Complaints
Unable to get your credit report or credit score 93
Incorrect information on your report 64
Problem with fraud alerts or security freezes 31
Attempts to collect debt not owed 28
Improper use of your report 17
Written notification about debt 8
False statements or representation 7
Managing an account 5
Problem with a lender or other company charging your account 5
Communication tactics 5
Problem with a credit reporting company's investigation into an existing problem 3
Fraud or scam 3
Other transaction problem 2
Problem with customer service 2
Unexpected or other fees 1
Confusing or missing disclosures 1
Took or threatened to take negative or legal action 1
Problem with a company's investigation into an existing problem 1
Money was not available when promised 1
Problem with a purchase shown on your statement 1

Yearly Trend

Year Complaints Timely
2020 20 100%
2021 29 100%
2022 24 100%
2023 20 100%
2024 111 100%
2025 70 100%
2026 11 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Pavilion Payments US BuyerCo, LLC

Pavilion Payments US BuyerCo, LLC's 285 logged complaints stay concentrated: only 36 states show a filing. Only 23.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2026-06-19.

Pavilion Payments US BuyerCo, LLC answers 100% of complaints inside the CFPB's tracked window and closes 90.5% with a written explanation. 9.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Unable to get your credit report or credit score."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pavilion Payments US BuyerCo, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pavilion Payments US BuyerCo, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pavilion Payments US BuyerCo, LLC (100% timely; 9.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture