2026 data Public-data reference. official source

CENTRAL BANCOMPANY, INC

81 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

81 consumer complaints filed with the CFPB

This profile shows CENTRAL BANCOMPANY, INC's complaint history from CFPB public records. 81 consumers have filed complaints since 2022. The company has a 98.8% timely response rate and has provided relief in 21% of cases.

81
Total Complaints
98.8%
Timely Response
0%
Disputed
21%
Relief Provided
15
States Active
2022
Since

Total complaints

81

Filed since 2022

Timely response

98.8%

CFPB-tracked response window

Relief rate

21%

Closed with monetary or non-monetary relief

Timely response rate 98.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 21.0%
Industry median

Share closed with monetary or non-monetary relief.

CENTRAL BANCOMPANY, INC complaint mix by product

Total complaints: 81

CENTRAL BANCOMPANY, INC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 81 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 41 complaints (53.9%), resolution 26.8% Checking or 53.9% Vehicle loan: 13 complaints (17.1%), resolution 30.8% Vehicle loan 17.1% Credit reporting: 8 complaints (10.5%), resolution 0.0% Credit reporting 10.5% Mortgage: 5 complaints (6.6%), resolution 40.0% Mortgage 6.6% Debt collection: 4 complaints (5.3%), resolution 0.0% Money transfer,: 3 complaints (3.9%), resolution 0.0% Credit card: 2 complaints (2.6%), resolution 0.0%
  • Checking or 41 53.9% 27% relief
  • Vehicle loan 13 17.1% 31% relief
  • Credit reporting 8 10.5% 0% relief
  • Mortgage 5 6.6% 40% relief
  • Debt collection 4 5.3% 0% relief
  • Money transfer, 3 3.9% 0% relief
  • Credit card 2 2.6% 0% relief

How CENTRAL BANCOMPANY, INC's 81 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 41
Vehicle loan or lease 13
Credit reporting or other personal consumer reports 8
Mortgage 5
Debt collection 4
Money transfer, virtual currency, or money service 3
Credit card or prepaid card 2
Credit card 2
Credit reporting, credit repair services, or other personal consumer reports 2
Prepaid card 1

Top States

State Complaints
MO 58
KS 7
OK 3
MA 2
CT 1
LA 1
FL 1
MD 1
MS 1
IL 1
TX 1
ID 1
AR 1
IA 1
NJ 1

Top Issues

Issue Complaints
Managing an account 18
Opening an account 13
Incorrect information on your report 7
Problems at the end of the loan or lease 5
Closing an account 4
Managing the loan or lease 4
Trouble during payment process 4
Problem caused by your funds being low 4
Problem with a company's investigation into an existing problem 3
Getting a loan or lease 2
Problem with a purchase or transfer 2
Fraud or scam 2
Problem with a lender or other company charging your account 2
Attempts to collect debt not owed 2
Other features, terms, or problems 1
Repossession 1
Struggling to pay your loan 1
Threatened to contact someone or share information improperly 1
Took or threatened to take negative or legal action 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2022 8 100%
2023 24 95.8%
2024 15 100%
2025 28 100%
2026 6 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CENTRAL BANCOMPANY, INC

CENTRAL BANCOMPANY, INC has accumulated 81 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 23 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CENTRAL BANCOMPANY, INC reports a 98.8% timely-response rate and has closed 79% of cases with a written explanation to the consumer. 21% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CENTRAL BANCOMPANY, INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CENTRAL BANCOMPANY, INC have?

CENTRAL BANCOMPANY, INC has received 81 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CENTRAL BANCOMPANY, INC respond to complaints on time?

CENTRAL BANCOMPANY, INC has a 98.8% timely response rate to CFPB complaints.

What is the most common complaint about CENTRAL BANCOMPANY, INC?

The most common issue reported against CENTRAL BANCOMPANY, INC is "Managing an account" in the "Checking or savings account" product category.

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