Total complaints
81
Filed since 2022
81 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
81 consumer complaints filed with the CFPB
This profile shows CENTRAL BANCOMPANY, INC's complaint history from CFPB public records. 81 consumers have filed complaints since 2022. The company has a 98.8% timely response rate and has provided relief in 21% of cases.
Total complaints
81
Filed since 2022
Timely response
98.8%
CFPB-tracked response window
Relief rate
21%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How CENTRAL BANCOMPANY, INC's 81 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 41 |
| Vehicle loan or lease | 13 |
| Credit reporting or other personal consumer reports | 8 |
| Mortgage | 5 |
| Debt collection | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit card or prepaid card | 2 |
| Credit card | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Prepaid card | 1 |
| State | Complaints |
|---|---|
| MO | 58 |
| KS | 7 |
| OK | 3 |
| MA | 2 |
| CT | 1 |
| LA | 1 |
| FL | 1 |
| MD | 1 |
| MS | 1 |
| IL | 1 |
| TX | 1 |
| ID | 1 |
| AR | 1 |
| IA | 1 |
| NJ | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 18 |
| Opening an account | 13 |
| Incorrect information on your report | 7 |
| Problems at the end of the loan or lease | 5 |
| Closing an account | 4 |
| Managing the loan or lease | 4 |
| Trouble during payment process | 4 |
| Problem caused by your funds being low | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Getting a loan or lease | 2 |
| Problem with a purchase or transfer | 2 |
| Fraud or scam | 2 |
| Problem with a lender or other company charging your account | 2 |
| Attempts to collect debt not owed | 2 |
| Other features, terms, or problems | 1 |
| Repossession | 1 |
| Struggling to pay your loan | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Took or threatened to take negative or legal action | 1 |
| Improper use of your report | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 8 | 100% |
| 2023 | 24 | 95.8% |
| 2024 | 15 | 100% |
| 2025 | 28 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
CENTRAL BANCOMPANY, INC has accumulated 81 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 23 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CENTRAL BANCOMPANY, INC reports a 98.8% timely-response rate and has closed 79% of cases with a written explanation to the consumer. 21% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CENTRAL BANCOMPANY, INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
CENTRAL BANCOMPANY, INC has received 81 consumer complaints filed with the Consumer Financial Protection Bureau.
CENTRAL BANCOMPANY, INC has a 98.8% timely response rate to CFPB complaints.
The most common issue reported against CENTRAL BANCOMPANY, INC is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.