CFPB · Mid-pack CFPB posture

Pennsylvania Housing Finance Agency

81 CFPB complaints · 4 states · top issue Incorrect information on your report.

81 CFPB complaints

Pennsylvania Housing Finance Agency has 81 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +20% filings 2021 to 2026

CFPB relief outcome brief

CCDB company pennsylvania-housing-finance-agency

0% relief · 100% timely · 81 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Pennsylvania Housing FinanceAgency (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Pennsylvania Housing Finance Agency and nearest filing-volume peers

Pennsylvania Housing Finance Agency closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Pennsylvania Housing Finance Agency scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

54 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

98 / 100 percentile-benchmarked

98.8% of complaints closed with an explanation to the consumer

How 81 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pennsylvania Housing Finance Agency complaint mix by product

Total complaints: 81

Pennsylvania Housing Finance Agency complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 81 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 38 complaints (46.9%), resolution 0.0% Credit reporting 46.9% Mortgage: 36 complaints (44.4%), resolution 0.0% Mortgage 44.4% Credit reporting,: 6 complaints (7.4%), resolution 0.0% Credit reporting, 7.4% Debt collection: 1 complaints (1.2%), resolution 0.0%
  • Credit reporting 38 46.9% – 0% relief
  • Mortgage 36 44.4% – 0% relief
  • Credit reporting, 6 7.4% – 0% relief
  • Debt collection 1 1.2% – 0% relief

How Pennsylvania Housing Finance Agency's 81 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 38
Mortgage 36
Credit reporting, credit repair services, or other personal consumer reports 6
Debt collection 1

Concentrated filing states for Pennsylvania Housing Finance Agency

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
96.3% of this company's filings
PA78WA1FL1NJ1

Pennsylvania Housing Finance Agency rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
12
+20% vs 2021
051015202530 202120222023202420252026 12

Top States

State Complaints
PA 78
WA 1
FL 1
NJ 1

Top Issues

Issue Complaints
Incorrect information on your report 28
Struggling to pay mortgage 18
Improper use of your report 12
Trouble during payment process 12
Problem with a company's investigation into an existing problem 4
Closing on a mortgage 2
Took or threatened to take negative or legal action 1
Problem with a credit reporting company's investigation into an existing problem 1
Problem with customer service 1
Problem with a company's investigation into an existing issue 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2021 10 100%
2022 4 100%
2023 12 100%
2024 17 100%
2025 26 100%
2026 12 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Pennsylvania Housing Finance Agency

Pennsylvania Housing Finance Agency's 81 logged complaints stay concentrated: only 4 states show a filing. Only 38.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-25.

Pennsylvania Housing Finance Agency answers 100% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pennsylvania Housing Finance Agency.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pennsylvania Housing Finance Agency: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pennsylvania Housing Finance Agency (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture