Total complaints
15
Filed since 2013
2026 data Public-data reference. official source
Pennsylvania Auto Credit, Inc.
15 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
15 consumer complaints filed with the CFPB
This profile shows Pennsylvania Auto Credit, Inc.'s complaint history from CFPB public records. 15 consumers have filed complaints since 2013. The company has a 100% timely response rate and has provided relief in 20% of cases.
15
Total Complaints
100%
Timely Response
0%
Disputed
20%
Relief Provided
2
States Active
2013
Since
Timely response
100%
CFPB-tracked response window
Relief rate
20%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 20.0%
Industry median
Share closed with monetary or non-monetary relief.
Pennsylvania Auto Credit, Inc. complaint mix by product
- Credit reporting, 6 40.0% – 17% relief
- Credit reporting 5 33.3% – 0% relief
- Vehicle loan 3 20.0% – 33% relief
- Consumer Loan 1 6.7% – 100% relief
How Pennsylvania Auto Credit, Inc.'s 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 5 |
| Vehicle loan or lease | 3 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| PA | 14 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 7 |
| Improper use of your report | 3 |
| Struggling to pay your loan | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2021 | 5 | 100% |
| 2022 | 2 | 100% |
| 2023 | 1 | 100% |
| 2024 | 4 | 100% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Pennsylvania Auto Credit, Inc.
Pennsylvania Auto Credit, Inc. has accumulated 15 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-17, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Pennsylvania Auto Credit, Inc. reports a 100% timely-response rate and has closed 80% of cases with a written explanation to the consumer. 20% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting, credit repair services, or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Pennsylvania Auto Credit, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Pennsylvania Auto Credit, Inc. have?
Pennsylvania Auto Credit, Inc. has received 15 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Pennsylvania Auto Credit, Inc. respond to complaints on time?
Pennsylvania Auto Credit, Inc. has a 100% timely response rate to CFPB complaints.
What is the most common complaint about Pennsylvania Auto Credit, Inc.?
The most common issue reported against Pennsylvania Auto Credit, Inc. is "Incorrect information on your report" in the "Credit reporting, credit repair services, or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.
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