CFPB · Single-product concentration

Pearl Loans Inc

1 CFPB complaints · 100% in "Consumer Loan" · top issue Managing the loan or lease.

1 CFPB complaints

Pearl Loans Inc: 100% of 1 CFPB complaints sit in "Consumer Loan". Timely 100% · relief 100%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2015 to 2015

CFPB relief outcome brief

CCDB company pearl-loans-inc

100% relief · 100% timely · 1 filings · Consumer Loan

Nearest relief peer: QuickClick Loans of Illinois, LLC (68.2% relief)

Pearl Loans Inc (this)100%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Pearl Loans Inc and nearest filing-volume peers

Pearl Loans Inc closes 100% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 100.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pearl Loans Inc complaint mix by product

Total complaints: 1

Pearl Loans Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Consumer Loan: 1 complaints (100.0%), resolution 100.0% Consumer Loan 100.0%
  • Consumer Loan 1 100.0% 100% relief

How Pearl Loans Inc's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Consumer Loan 1

Top States

State Complaints
LA 1

Top Issues

Issue Complaints
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2015 1 100%

Source: CFPB Consumer Complaint Database

Pearl Loans Inc filings cluster in one product

Pearl Loans Inc's 1 logged complaints stay concentrated: only 1 state shows a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2015-06-02.

Pearl Loans Inc answers 100% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 100% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Consumer Loan" draws the most filings, most often for "Managing the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pearl Loans Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pearl Loans Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pearl Loans Inc (100% timely; 100% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration