CFPB · Diversified product mix

Payday Loan, LLC (CA)

4 CFPB complaints · diversified mix (top product 25%) · top issue Can't contact lender or servicer.

4 CFPB complaints

Payday Loan, LLC (CA): top product "Payday loan, title loan, or personal loan" is only 25% of 4 - multi-bucket mix. Timely 100% · relief 50%. Allegations, not findings.

  • Diversified product mix
  • -50% filings 2015 to 2023

CFPB relief outcome brief

CCDB company payday-loan-llc-ca

50% relief · 100% timely · 4 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kilowatt Financial, LLC, a Spruce Finance Company (23.1% relief)

Payday Loan, LLC (CA) (this)50%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Payday Loan, LLC (CA) and nearest filing-volume peers

Payday Loan, LLC (CA) closes 50% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 50.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Payday Loan, LLC (CA) complaint mix by product

Total complaints: 4

Payday Loan, LLC (CA) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 1 complaints (25.0%), resolution 0.0% Payday loan, 25.0% Debt collection: 1 complaints (25.0%), resolution 100.0% Debt collection 25.0% Payday loan: 1 complaints (25.0%), resolution 100.0% Payday loan 25.0% Money transfer,: 1 complaints (25.0%), resolution 0.0% Money transfer, 25.0%
  • Payday loan, 1 25.0% 0% relief
  • Debt collection 1 25.0% 100% relief
  • Payday loan 1 25.0% 100% relief
  • Money transfer, 1 25.0% 0% relief

How Payday Loan, LLC (CA)'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 1
Debt collection 1
Payday loan 1
Money transfer, virtual currency, or money service 1

Payday Loan, LLC (CA) falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2023
1
-50% vs 2015
0.511.522.5 201520182023 1

Top States

State Complaints
CA 4

Top Issues

Issue Complaints
Can't contact lender or servicer 1
Communication tactics 1
Payment to acct not credited 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2018 1 100%
2023 1 100%

Source: CFPB Consumer Complaint Database

Payday Loan, LLC (CA) spreads across product buckets

Payday Loan, LLC (CA)'s 4 logged complaints stay concentrated: only 1 state shows a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2023-07-17.

Payday Loan, LLC (CA) answers 100% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 50% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Can't contact lender or servicer."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Payday Loan, LLC (CA).

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Payday Loan, LLC (CA): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Payday Loan, LLC (CA) (100% timely; 50% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix