CFPB · Single-product concentration

Paxful Holdings, Inc.

53 CFPB complaints · 92.5% in "Money transfer, virtual currency, or money service" · top issue Fraud or scam.

53 CFPB complaints

Paxful Holdings, Inc.: 92.5% of 53 CFPB complaints sit in "Money transfer, virtual currency, or money service". Timely 66% · relief 15.1%. Allegations, not findings.

  • Single-product concentration
  • +66.7% filings 2021 to 2025

CFPB relief outcome brief

CCDB company paxful-holdings-inc

15.1% relief · 66% timely · 53 filings · Money transfer, virtual currency, or money service

Nearest relief peer: WorldRemit Corp. (15.1% relief)

Paxful Holdings, Inc. (this)15.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Paxful Holdings, Inc. and nearest filing-volume peers

Paxful Holdings, Inc. closes 15.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Paxful Holdings, Inc.'s 53 filings include narrative text

75.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 66.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Paxful Holdings, Inc. complaint mix by product

Total complaints: 53

Paxful Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 53 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 49 complaints (92.5%), resolution 14.3% Money transfer, 92.5% Credit reporting,: 2 complaints (3.8%), resolution 0.0% Debt or: 1 complaints (1.9%), resolution 0.0% Checking or: 1 complaints (1.9%), resolution 100.0%
  • Money transfer, 49 92.5% 14% relief
  • Credit reporting, 2 3.8% 0% relief
  • Debt or 1 1.9% 0% relief
  • Checking or 1 1.9% 100% relief

How Paxful Holdings, Inc.'s 53 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 49
Credit reporting, credit repair services, or other personal consumer reports 2
Debt or credit management 1
Checking or savings account 1

Where Paxful Holdings, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
15.1% of this company's filings
CA8FL3MD3ID2NY2OH2NV1NC1

Paxful Holdings, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
15
+66.7% vs 2021
05101520 20212022202320242025 15

Top States

State Complaints
CA 8
FL 3
MD 3
ID 2
NY 2
OH 2
NV 1
NC 1
PA 1
CO 1
OK 1
VT 1
KY 1
NJ 1
WA 1
NM 1

Top Issues

Issue Complaints
Fraud or scam 27
Money was not available when promised 10
Other transaction problem 5
Other service problem 3
Confusing or missing disclosures 2
Problem with a company's investigation into an existing issue 2
Didn't provide services promised 1
Trouble accessing funds in your mobile or digital wallet 1
Managing an account 1
Wrong amount charged or received 1

Yearly Trend

Year Complaints Timely
2021 9 100%
2022 15 60%
2023 10 80%
2024 4 25%
2025 15 53.3%

Source: CFPB Consumer Complaint Database

Paxful Holdings, Inc. filings cluster in one product

Paxful Holdings, Inc.'s 53 logged complaints stay concentrated: only 16 states show a filing. 75.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-10-28.

Paxful Holdings, Inc. answers 66% of complaints inside the CFPB's tracked window and closes 84.9% with a written explanation. 15.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Paxful Holdings, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Paxful Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Paxful Holdings, Inc. (66% timely; 15.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration