CFPB · Diversified product mix

Overland Bond & Investment Corporation

48 CFPB complaints · diversified mix (top product 33.3%) · top issue Incorrect information on your report.

48 CFPB complaints

Overland Bond & Investment Corporation: top product "Vehicle loan or lease" is only 33.3% of 48 - multi-bucket mix. Timely 72.9% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +500% filings 2016 to 2026

CFPB relief outcome brief

CCDB company overland-bond-investment-corporation

0% relief · 72.9% timely · 48 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Overland Bond & Investment C…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Overland Bond & Investment Corporation and nearest filing-volume peers

Overland Bond & Investment Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Overland Bond & Investment Corporation's 48 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 72.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Overland Bond & Investment Corporation complaint mix by product

Total complaints: 48

Overland Bond & Investment Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 16 complaints (33.3%), resolution 0.0% Vehicle loan 33.3% Credit reporting: 13 complaints (27.1%), resolution 0.0% Credit reporting 27.1% Debt collection: 10 complaints (20.8%), resolution 0.0% Debt collection 20.8% Credit reporting,: 7 complaints (14.6%), resolution 0.0% Credit reporting, 14.6% Consumer Loan: 2 complaints (4.2%), resolution 0.0%
  • Vehicle loan 16 33.3% 0% relief
  • Credit reporting 13 27.1% 0% relief
  • Debt collection 10 20.8% 0% relief
  • Credit reporting, 7 14.6% 0% relief
  • Consumer Loan 2 4.2% 0% relief

How Overland Bond & Investment Corporation's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 16
Credit reporting or other personal consumer reports 13
Debt collection 10
Credit reporting, credit repair services, or other personal consumer reports 7
Consumer Loan 2

Concentrated filing states for Overland Bond & Investment Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
83.3% of this company's filings
IL40IN2GA2MI1MO1OH1

Overland Bond & Investment Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+500% vs 2016
051015 2016201720182019202120222023202420252026 6

Top States

State Complaints
IL 40
IN 2
GA 2
MI 1
MO 1
OH 1

Top Issues

Issue Complaints
Incorrect information on your report 13
Attempts to collect debt not owed 6
Problem with a company's investigation into an existing problem 6
Managing the loan or lease 6
Problems at the end of the loan or lease 4
Struggling to pay your loan 3
Improper use of your report 2
Repossession 2
Took or threatened to take negative or legal action 2
False statements or representation 1
Problems when you are unable to pay 1
Taking/threatening an illegal action 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2017 2 100%
2018 5 60%
2019 4 100%
2021 2 50%
2022 1 0%
2023 5 80%
2024 8 50%
2025 14 78.6%
2026 6 100%

Source: CFPB Consumer Complaint Database

Overland Bond & Investment Corporation spreads across product buckets

Overland Bond & Investment Corporation's 48 logged complaints stay concentrated: only 6 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-16.

Overland Bond & Investment Corporation answers 72.9% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Overland Bond & Investment Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Overland Bond & Investment Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Overland Bond & Investment Corporation (72.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix