CFPB · Single-product concentration

Outsource Services, Inc. d/b/a National Acceptance Company

8 CFPB complaints · 87.5% in "Debt collection" · top issue False statements or representation.

8 CFPB complaints

Outsource Services, Inc. d/b/a National Acceptance Company: 87.5% of 8 CFPB complaints sit in "Debt collection". Timely 87.5% · relief 12.5%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2017 to 2023

CFPB relief outcome brief

CCDB company outsource-services-inc-d-b-a-national-acceptance-company

12.5% relief · 87.5% timely · 8 filings · Debt collection

Nearest relief peer: Scott Fetzer Financial Group Inc. (12.5% relief)

Outsource Services, Inc. d/b…12.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Outsource Services, Inc. d/b/a National Acceptance Company and nearest filing-volume peers

Outsource Services, Inc. d/b/a National Acceptance Company closes 12.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 87.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Outsource Services, Inc. d/b/a National Acceptance Company complaint mix by product

Total complaints: 8

Outsource Services, Inc. d/b/a National Acceptance Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 7 complaints (87.5%), resolution 14.3% Debt collection 87.5% Checking or: 1 complaints (12.5%), resolution 0.0% Checking or 12.5%
  • Debt collection 7 87.5% 14% relief
  • Checking or 1 12.5% 0% relief

How Outsource Services, Inc. d/b/a National Acceptance Company's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 7
Checking or savings account 1

Where Outsource Services, Inc. d/b/a National Acceptance Company complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
25% of this company's filings
FL2TX2OH1NC1NY1MD1

Outsource Services, Inc. d/b/a National Acceptance Company falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2023
1
-50% vs 2017
0.511.522.5 20172018201920222023 1

Top States

State Complaints
FL 2
TX 2
OH 1
NC 1
NY 1
MD 1

Top Issues

Issue Complaints
False statements or representation 4
Took or threatened to take negative or legal action 2
Problem with a lender or other company charging your account 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2017 2 50%
2018 2 100%
2019 2 100%
2022 1 100%
2023 1 100%

Source: CFPB Consumer Complaint Database

Outsource Services, Inc. d/b/a National Acceptance Company filings cluster in one product

Outsource Services, Inc. d/b/a National Acceptance Company's 8 logged complaints stay concentrated: only 6 states show a filing. 75% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2023-10-30.

Outsource Services, Inc. d/b/a National Acceptance Company answers 87.5% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Outsource Services, Inc. d/b/a National Acceptance Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Outsource Services, Inc. d/b/a National Acceptance Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Outsource Services, Inc. d/b/a National Acceptance Company (87.5% timely; 12.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration