Gcfs, Inc.
56 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Gcfs, Inc. complaint mix by product
- Debt collection 42 79.2% – 14% relief
- Credit reporting 3 5.7% – 0% relief
- Credit card 3 5.7% – 0% relief
- Payday loan, 2 3.8% – 0% relief
- Payday loan, 1 1.9% – 0% relief
- Vehicle loan 1 1.9% – 0% relief
- Mortgage 1 1.9% – 0% relief
How Gcfs, Inc.'s 56 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 42 |
| Credit reporting or other personal consumer reports | 3 |
| Credit card | 3 |
| Payday loan, title loan, or personal loan | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Vehicle loan or lease | 1 |
| Mortgage | 1 |
| Bank account or service | 1 |
| Credit card or prepaid card | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 48 |
| TX | 2 |
| FL | 2 |
| HI | 1 |
| GA | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 14 |
| Attempts to collect debt not owed | 7 |
| Taking/threatening an illegal action | 6 |
| Cont'd attempts collect debt not owed | 5 |
| Improper use of your report | 4 |
| Disclosure verification of debt | 3 |
| Written notification about debt | 3 |
| Getting a credit card | 2 |
| Improper contact or sharing of info | 2 |
| Problem with additional add-on products or services | 1 |
| Repossession | 1 |
| Application, originator, mortgage broker | 1 |
| False statements or representation | 1 |
| Deposits and withdrawals | 1 |
| Communication tactics | 1 |
| Identity theft / Fraud / Embezzlement | 1 |
| Struggling to pay your loan | 1 |
| Fees or interest | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 8 | 100% |
| 2015 | 3 | 100% |
| 2016 | 4 | 100% |
| 2017 | 9 | 100% |
| 2018 | 4 | 100% |
| 2019 | 2 | 100% |
| 2020 | 4 | 100% |
| 2021 | 1 | 100% |
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2024 | 5 | 100% |
| 2025 | 5 | 100% |
| 2026 | 4 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Gcfs, Inc.
Gcfs, Inc.'s 56 logged complaints stay concentrated: only 6 states show a filing on record. 41.1% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-04-26.
Gcfs, Inc. answers 92.9% of complaints inside the CFPB's tracked window and closes 80.4% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gcfs, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Gcfs, Inc. have?
56, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Gcfs, Inc. respond to complaints on time?
92.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Gcfs, Inc.?
"Took or threatened to take negative or legal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.