CFPB · Mid-pack CFPB posture
Opportunity Fund
59 CFPB complaints · 15 states · top issue Incorrect information on your report.
Opportunity Fund has 59 consumer complaints in the CFPB public database. Timely response is 94.9%; 1.7% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +850% filings 2020 to 2026
CFPB relief outcome brief
CCDB company opportunity-fund
1.7% relief · 94.9% timely · 59 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Loqbox US Inc (1.6% relief)
Opportunity Fund closes 1.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Opportunity Fund scores strongest on closed with explanation (97/100 percentile-benchmarked) and weakest on relief provided (8/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
8 / 100 percentile-benchmarked
1.7% of complaints closed with relief to the consumer
Timely response
91 / 100 percentile-benchmarked
94.9% of complaints answered inside the CFPB 15-day window
Closed with explanation
97 / 100 percentile-benchmarked
98.3% of complaints closed with an explanation to the consumer
How 59 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Opportunity Fund complaint mix by product
- Credit reporting 29 50.0% – 0% relief
- Debt collection 15 25.9% – 0% relief
- Payday loan, 6 10.3% – 17% relief
- Credit reporting, 3 5.2% – 0% relief
- Payday loan, 2 3.4% – 0% relief
- Credit card 2 3.4% – 0% relief
- Mortgage 1 1.7% – 0% relief
How Opportunity Fund's 59 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 29 |
| Debt collection | 15 |
| Payday loan, title loan, personal loan, or advance loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card or prepaid card | 2 |
| Mortgage | 1 |
| Money transfer, virtual currency, or money service | 1 |
Where Opportunity Fund complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 20.3% of this company's filings
Opportunity Fund rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 19
- +850% vs 2020
Top States
| State | Complaints |
|---|---|
| CA | 12 |
| FL | 8 |
| GA | 7 |
| TX | 5 |
| NY | 5 |
| IL | 5 |
| MI | 5 |
| OH | 3 |
| AL | 3 |
| DE | 1 |
| MA | 1 |
| NM | 1 |
| CT | 1 |
| IN | 1 |
| OR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 21 |
| Problem with a company's investigation into an existing problem | 9 |
| Took or threatened to take negative or legal action | 7 |
| Attempts to collect debt not owed | 6 |
| Improper use of your report | 4 |
| Getting the loan | 2 |
| Getting a credit card | 2 |
| Problem when making payments | 1 |
| Trouble during payment process | 1 |
| Electronic communications | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Unexpected or other fees | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2022 | 3 | 66.7% |
| 2023 | 2 | 50% |
| 2024 | 12 | 100% |
| 2025 | 20 | 95% |
| 2026 | 19 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Opportunity Fund
Opportunity Fund's 59 logged complaints stay concentrated: only 15 states show a filing. Only 33.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2026-05-28.
Opportunity Fund answers 94.9% of complaints inside the CFPB's tracked window and closes 98.3% with a written explanation. 1.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Opportunity Fund.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Opportunity Fund: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 59.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Opportunity Fund (94.9% timely; 1.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture