CFPB · Narrative-heavy record
Loqbox US Inc
125 CFPB complaints · 44% with narratives · top issue Incorrect information on your report.
Loqbox US Inc: 44% of 125 filings include consumer narratives. Timely 65.6% · relief 1.6% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- +57.1% filings 2022 to 2026
CFPB relief outcome brief
CCDB company loqbox-us-inc
1.6% relief · 65.6% timely · 125 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Opportunity Fund (1.7% relief)
Loqbox US Inc closes 1.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Loqbox US Inc's 125 filings include narrative text
44% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Loqbox US Inc complaint mix by product
- Credit reporting 68 55.7% – 2% relief
- Debt collection 19 15.6% – 0% relief
- Credit reporting, 17 13.9% – 6% relief
- Payday loan, 8 6.6% – 0% relief
- Credit card 5 4.1% – 0% relief
- Payday loan, 3 2.5% – 0% relief
- Checking or 2 1.6% – 0% relief
How Loqbox US Inc's 125 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 68 |
| Debt collection | 19 |
| Credit reporting, credit repair services, or other personal consumer reports | 17 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Credit card | 5 |
| Payday loan, title loan, or personal loan | 3 |
| Checking or savings account | 2 |
| Debt or credit management | 2 |
| Credit card or prepaid card | 1 |
Where Loqbox US Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 17.6% of this company's filings
Loqbox US Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 11
- +57.1% vs 2022
Top States
| State | Complaints |
|---|---|
| NY | 22 |
| FL | 20 |
| TX | 16 |
| GA | 12 |
| MI | 8 |
| VA | 6 |
| MA | 6 |
| IL | 5 |
| NJ | 4 |
| WI | 4 |
| DC | 3 |
| TN | 3 |
| OH | 2 |
| NC | 2 |
| KY | 2 |
| LA | 1 |
| OK | 1 |
| AR | 1 |
| PA | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 52 |
| Improper use of your report | 24 |
| Attempts to collect debt not owed | 12 |
| Problem with a company's investigation into an existing problem | 9 |
| Getting a credit card | 4 |
| Took or threatened to take negative or legal action | 3 |
| False statements or representation | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Closing an account | 2 |
| Problem with customer service | 2 |
| Getting the loan | 2 |
| Problem when making payments | 2 |
| Fraud or scam | 2 |
| Problem with the payoff process at the end of the loan | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Didn't provide services promised | 1 |
| Struggling to pay your loan | 1 |
| Written notification about debt | 1 |
| Problem with fraud alerts or security freezes | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 7 | 100% |
| 2023 | 37 | 67.6% |
| 2024 | 42 | 81% |
| 2025 | 28 | 42.9% |
| 2026 | 11 | 36.4% |
Source: CFPB Consumer Complaint Database
Loqbox US Inc's narrative-rich complaint ledger
Loqbox US Inc's 125 logged complaints stay concentrated: only 24 states show a filing. 44% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-05-29.
Loqbox US Inc answers 65.6% of complaints inside the CFPB's tracked window and closes 97.6% with a written explanation. 1.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Loqbox US Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Loqbox US Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 125.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 65.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Loqbox US Inc (65.6% timely; 1.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record