CFPB · Mid-pack CFPB posture
Openonline, LLC
9 CFPB complaints · 7 states · top issue Improper use of your report.
Openonline, LLC has 9 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +100% filings 2012 to 2024
CFPB relief outcome brief
CCDB company openonline-llc
0% relief · 100% timely · 9 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Openonline, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Openonline, LLC has 9 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Openonline, LLC complaint mix by product
- Credit reporting, 4 44.4% – 0% relief
- Credit reporting 2 22.2% – 0% relief
- Credit reporting 2 22.2% – 0% relief
- Bank account 1 11.1% – 0% relief
How Openonline, LLC's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 2 |
| Credit reporting | 2 |
| Bank account or service | 1 |
Where Openonline, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 22.2% of this company's filings
Openonline, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2024
- 2
- +100% vs 2012
Top States
| State | Complaints |
|---|---|
| FL | 2 |
| OH | 2 |
| NM | 1 |
| MI | 1 |
| NC | 1 |
| GA | 1 |
| OR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 2 |
| Incorrect information on your report | 2 |
| Account opening, closing, or management | 1 |
| Improper use of my credit report | 1 |
| Incorrect information on credit report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Unable to get your credit report or credit score | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2020 | 2 | 100% |
| 2022 | 1 | 100% |
| 2024 | 2 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Openonline, LLC
Openonline, LLC's 9 logged complaints stay concentrated: only 7 states show a filing. Only 22.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2024-08-02.
Openonline, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Openonline, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Openonline, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Openonline, LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture