CFPB · Narrative-heavy record

Nexum Group Inc

46 CFPB complaints · 52.2% with narratives · top issue Attempts to collect debt not owed.

46 CFPB complaints

Nexum Group Inc: 52.2% of 46 filings include consumer narratives. Timely 89.1% · relief 10.9% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • -14.3% filings 2023 to 2026

CFPB relief outcome brief

CCDB company nexum-group-inc

10.9% relief · 89.1% timely · 46 filings · Debt collection

Nearest relief peer: Pinnacle Credit Services, LLC (10.9% relief)

Nexum Group Inc (this)10.9%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Nexum Group Inc and nearest filing-volume peers

Nexum Group Inc closes 10.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Nexum Group Inc scores strongest on timely response (81/100 percentile-benchmarked) and weakest on relief provided (51/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

67 /100 grade C

Relief provided

51 / 100 percentile-benchmarked

10.9% of complaints closed with relief to the consumer

Timely response

81 / 100 percentile-benchmarked

89.1% of complaints answered inside the CFPB 15-day window

Closed with explanation

80 / 100 percentile-benchmarked

89.1% of complaints closed with an explanation to the consumer

Most of Nexum Group Inc's 46 filings include narrative text

52.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 89.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Nexum Group Inc complaint mix by product

Total complaints: 46

Nexum Group Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 46 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 31 complaints (67.4%), resolution 16.1% Debt collection 67.4% Credit reporting: 15 complaints (32.6%), resolution 0.0% Credit reporting 32.6%
  • Debt collection 31 67.4% – 16% relief
  • Credit reporting 15 32.6% – 0% relief

How Nexum Group Inc's 46 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 31
Credit reporting or other personal consumer reports 15

Concentrated filing states for Nexum Group Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
41.3% of this company's filings
FL19TX5IL3CA3SC3MI2WA2NC2

Nexum Group Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
6
-14.3% vs 2023
5101520 2023202420252026 6

Top States

State Complaints
FL 19
TX 5
IL 3
CA 3
SC 3
MI 2
WA 2
NC 2
NJ 2
MD 1
NY 1
GA 1
AZ 1
NV 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 10
Incorrect information on your report 10
False statements or representation 7
Communication tactics 6
Took or threatened to take negative or legal action 5
Problem with a company's investigation into an existing problem 3
Written notification about debt 2
Improper use of your report 2
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2023 7 100%
2024 18 100%
2025 15 66.7%
2026 6 100%

Source: CFPB Consumer Complaint Database

Nexum Group Inc's narrative-rich complaint ledger

Nexum Group Inc's 46 logged complaints stay concentrated: only 14 states show a filing. 52.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-05-24.

Nexum Group Inc answers 89.1% of complaints inside the CFPB's tracked window and closes 89.1% with a written explanation. 10.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Nexum Group Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Nexum Group Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Nexum Group Inc (89.1% timely; 10.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record