2026 data Public-data reference Official source

Midwest Recovery Systems

1.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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1.9K
Total Complaints
84.2%
Timely Response
0%
Disputed
0.1%
Relief Provided
53
States Active
2014
Since

Data updated June 2026

Timely response rate 84.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.1%
Industry median

Share closed with monetary or non-monetary relief.

Midwest Recovery Systems complaint mix by product

Total complaints: 1.9K

Midwest Recovery Systems complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.9K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,541 complaints (79.8%), resolution 0.1% Debt collection 79.8% Credit reporting,: 318 complaints (16.5%), resolution 0.0% Credit reporting, 16.5% Payday loan: 35 complaints (1.8%), resolution 0.0% Payday loan,: 29 complaints (1.5%), resolution 0.0% Credit reporting: 5 complaints (0.3%), resolution 0.0% Consumer Loan: 2 complaints (0.1%), resolution 0.0% Bank account: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 2K 79.8% – 0% relief
  • Credit reporting, 318 16.5% – 0% relief
  • Payday loan 35 1.8% – 0% relief
  • Payday loan, 29 1.5% – 0% relief
  • Credit reporting 5 0.3% – 0% relief
  • Consumer Loan 2 0.1% – 0% relief
  • Bank account 1 0.1% – 0% relief

How Midwest Recovery Systems's 1.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1.5K
Credit reporting, credit repair services, or other personal consumer reports 318
Payday loan 35
Payday loan, title loan, or personal loan 29
Credit reporting 5
Consumer Loan 2
Bank account or service 1
Credit card 1
Credit card or prepaid card 1

Top States

State Complaints
TX 405
FL 209
CA 202
OH 90
GA 79
MI 70
LA 64
PA 60
VA 59
SC 53
AL 49
NY 49
NC 46
MD 42
MO 40
NJ 39
IN 32
TN 30
IL 26
DE 21

Top Issues

Issue Complaints
Attempts to collect debt not owed 622
Written notification about debt 405
Incorrect information on your report 261
Cont'd attempts collect debt not owed 185
Disclosure verification of debt 94
Took or threatened to take negative or legal action 83
False statements or representation 83
Communication tactics 43
Problem with a credit reporting company's investigation into an existing problem 41
Can't contact lender 17
Improper use of your report 16
Received a loan I didn't apply for 12
Taking/threatening an illegal action 11
Threatened to contact someone or share information improperly 8
Improper contact or sharing of info 7
Credit monitoring or identity theft protection services 7
Received a loan you didn't apply for 7
Incorrect information on credit report 5
Charged fees or interest I didn't expect 4
Charged fees or interest you didn't expect 3

Yearly Trend

Year Complaints Timely
2014 1 0%
2015 13 15.4%
2016 271 21%
2017 424 96.2%
2018 457 97.6%
2019 364 87.1%
2020 392 98.5%
2021 10 100%
2022 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Midwest Recovery Systems

Midwest Recovery Systems's 1,933 logged complaints reach a nationwide footprint - 53 states have at least one filing on record. 60.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2022-03-28.

Midwest Recovery Systems answers 84.2% of complaints inside the CFPB's tracked window and closes 99.3% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midwest Recovery Systems.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Midwest Recovery Systems have?

1,933, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Midwest Recovery Systems respond to complaints on time?

84.2% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Midwest Recovery Systems?

"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.