CFPB · Narrative-heavy record

NerdWallet, Inc.

34 CFPB complaints · 70.6% with narratives · top issue Improper use of your report.

34 CFPB complaints

NerdWallet, Inc.: 70.6% of 34 filings include consumer narratives. Timely 100% · relief 2.9% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • -64.3% filings 2024 to 2026

CFPB relief outcome brief

CCDB company nerdwallet-inc

2.9% relief · 100% timely · 34 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Kikoff Inc. (3.2% relief)

NerdWallet, Inc. (this)2.9%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among NerdWallet, Inc. and nearest filing-volume peers

NerdWallet, Inc. closes 2.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

NerdWallet, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (14/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

60 /100 grade C

Relief provided

14 / 100 percentile-benchmarked

2.9% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

95 / 100 percentile-benchmarked

97.1% of complaints closed with an explanation to the consumer

Most of NerdWallet, Inc.'s 34 filings include narrative text

70.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

NerdWallet, Inc. complaint mix by product

Total complaints: 34

NerdWallet, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 34 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 12 complaints (37.5%), resolution 0.0% Credit reporting 37.5% Credit card: 9 complaints (28.1%), resolution 11.1% Credit card 28.1% Checking or: 4 complaints (12.5%), resolution 0.0% Checking or 12.5% Payday loan,: 2 complaints (6.3%), resolution 0.0% Payday loan, 6.3% Debt collection: 2 complaints (6.3%), resolution 0.0% Debt collection 6.3% Money transfer,: 2 complaints (6.3%), resolution 0.0% Money transfer, 6.3% Prepaid card: 1 complaints (3.1%), resolution 0.0%
  • Credit reporting 12 37.5% – 0% relief
  • Credit card 9 28.1% – 11% relief
  • Checking or 4 12.5% – 0% relief
  • Payday loan, 2 6.3% – 0% relief
  • Debt collection 2 6.3% – 0% relief
  • Money transfer, 2 6.3% – 0% relief
  • Prepaid card 1 3.1% – 0% relief

How NerdWallet, Inc.'s 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 12
Credit card 9
Checking or savings account 4
Payday loan, title loan, personal loan, or advance loan 2
Debt collection 2
Money transfer, virtual currency, or money service 2
Prepaid card 1
Debt or credit management 1
Vehicle loan or lease 1

Where NerdWallet, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
14.7% of this company's filings
NY5CA5FL4MA3TX2AZ2AL1CO1

NerdWallet, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
5
-64.3% vs 2024
05101520 202420252026 5

Top States

State Complaints
NY 5
CA 5
FL 4
MA 3
TX 2
AZ 2
AL 1
CO 1
GA 1
IN 1
MI 1
VA 1
LA 1
OH 1
SC 1
NV 1
NE 1
ID 1

Top Issues

Issue Complaints
Improper use of your report 6
Closing an account 3
Other features, terms, or problems 3
Incorrect information on your report 2
Trouble using your card 2
Problem with a company's investigation into an existing problem 2
Advertising and marketing, including promotional offers 2
Getting a line of credit 1
Managing an account 1
Closing your account 1
Trouble using the card 1
Attempts to collect debt not owed 1
Problem with customer service 1
Problem with a company's investigation into an existing issue 1
Money was not available when promised 1
Getting a credit card 1
False statements or representation 1
Repossession 1
Unable to get your credit report or credit score 1
Trouble accessing funds in your mobile or digital wallet 1

Yearly Trend

Year Complaints Timely
2024 14 100%
2025 15 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

NerdWallet, Inc.'s narrative-rich complaint ledger

NerdWallet, Inc.'s 34 logged complaints stay concentrated: only 18 states show a filing. 70.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-04-23.

NerdWallet, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 97.1% with a written explanation. 2.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about NerdWallet, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for NerdWallet, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for NerdWallet, Inc. (100% timely; 2.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record