CFPB · Narrative-heavy record

Nav Technologies, Inc.

80 CFPB complaints · 51.3% with narratives · top issue Incorrect information on your report.

80 CFPB complaints

Nav Technologies, Inc.: 51.3% of 80 filings include consumer narratives. Timely 97.5% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +1600% filings 2019 to 2026

CFPB relief outcome brief

CCDB company nav-technologies-inc

0% relief · 97.5% timely · 80 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Nav Technologies, Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Nav Technologies, Inc. and nearest filing-volume peers

Nav Technologies, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Nav Technologies, Inc. scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

54 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

96 / 100 percentile-benchmarked

97.5% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Nav Technologies, Inc.'s 80 filings include narrative text

51.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 97.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Nav Technologies, Inc. complaint mix by product

Total complaints: 80

Nav Technologies, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 80 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 40 complaints (50.0%), resolution 0.0% Credit reporting 50.0% Checking or: 15 complaints (18.8%), resolution 0.0% Checking or 18.8% Credit reporting,: 10 complaints (12.5%), resolution 0.0% Credit reporting, 12.5% Credit card: 9 complaints (11.3%), resolution 0.0% Credit card 11.3% Debt collection: 3 complaints (3.8%), resolution 0.0% Debt or: 2 complaints (2.5%), resolution 0.0% Money transfer,: 1 complaints (1.3%), resolution 0.0%
  • Credit reporting 40 50.0% – 0% relief
  • Checking or 15 18.8% – 0% relief
  • Credit reporting, 10 12.5% – 0% relief
  • Credit card 9 11.3% – 0% relief
  • Debt collection 3 3.8% – 0% relief
  • Debt or 2 2.5% – 0% relief
  • Money transfer, 1 1.3% – 0% relief

How Nav Technologies, Inc.'s 80 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 40
Checking or savings account 15
Credit reporting, credit repair services, or other personal consumer reports 10
Credit card 9
Debt collection 3
Debt or credit management 2
Money transfer, virtual currency, or money service 1

Where Nav Technologies, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
20% of this company's filings
TX16FL10GA8CA6IL5AZ5PA5VA4

Nav Technologies, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
17
+1600% vs 2019
010203040 20192020202120222023202420252026 17

Top States

State Complaints
TX 16
FL 10
GA 8
CA 6
IL 5
AZ 5
PA 5
VA 4
DE 4
OH 3
NC 2
NJ 2
AP 2
NY 2
HI 1
MI 1
MS 1
NV 1
NH 1
WI 1

Top Issues

Issue Complaints
Incorrect information on your report 20
Improper use of your report 18
Managing an account 9
Credit monitoring or identity theft protection services 4
Unable to get your credit report or credit score 4
Problem with a purchase shown on your statement 3
Attempts to collect debt not owed 3
Problem with a credit reporting company's investigation into an existing problem 3
Closing your account 2
Getting a credit card 2
Didn't provide services promised 2
Problem with a lender or other company charging your account 2
Opening an account 2
Closing an account 2
Trouble using your card 1
Other features, terms, or problems 1
Fraud or scam 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 1 0%
2021 1 100%
2022 6 100%
2023 11 100%
2024 12 100%
2025 31 96.8%
2026 17 100%

Source: CFPB Consumer Complaint Database

Nav Technologies, Inc.'s 80 logged complaints stay concentrated: only 20 states show a filing. 51.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-06-07.

Nav Technologies, Inc. answers 97.5% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Nav Technologies, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Nav Technologies, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Nav Technologies, Inc. (97.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record