2026 data Public-data reference. official source

Municipal Collections Services, Inc.

48 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

48 consumer complaints filed with the CFPB

This profile shows Municipal Collections Services, Inc.'s complaint history from CFPB public records. 48 consumers have filed complaints since 2014. The company has a 91.7% timely response rate and has provided relief in 25% of cases.

48
Total Complaints
91.7%
Timely Response
14.6%
Disputed
25%
Relief Provided
9
States Active
2014
Since

Total complaints

48

Filed since 2014

Timely response

91.7%

CFPB-tracked response window

Relief rate

25%

Closed with monetary or non-monetary relief

Timely response rate 91.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 25.0%
Industry median

Share closed with monetary or non-monetary relief.

Municipal Collections Services, Inc. complaint mix by product

Total complaints: 48

Municipal Collections Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 47 complaints (97.9%), resolution 23.4% Debt collection 97.9% Debt or: 1 complaints (2.1%), resolution 100.0%
  • Debt collection 47 97.9% 23% relief
  • Debt or 1 2.1% 100% relief

How Municipal Collections Services, Inc.'s 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 47
Debt or credit management 1

Top States

State Complaints
IL 39
CA 2
OH 1
WA 1
WI 1
WV 1
FL 1
IN 1
NJ 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 9
Attempts to collect debt not owed 7
Written notification about debt 6
Electronic communications 6
Disclosure verification of debt 6
Communication tactics 5
Took or threatened to take negative or legal action 3
False statements or representation 2
Taking/threatening an illegal action 1
Threatened to contact someone or share information improperly 1
Improper contact or sharing of info 1
Unauthorized withdrawals or charges 1

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 11 90.9%
2016 5 60%
2017 2 100%
2018 1 100%
2019 2 100%
2020 1 100%
2021 1 100%
2022 3 100%
2023 4 75%
2024 7 100%
2025 9 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Municipal Collections Services, Inc.

Municipal Collections Services, Inc. has accumulated 48 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 19 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2025-08-22, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Municipal Collections Services, Inc. reports a 91.7% timely-response rate and has closed 66.7% of cases with a written explanation to the consumer. 25% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 14.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Municipal Collections Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Municipal Collections Services, Inc. have?

Municipal Collections Services, Inc. has received 48 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Municipal Collections Services, Inc. respond to complaints on time?

Municipal Collections Services, Inc. has a 91.7% timely response rate to CFPB complaints.

What is the most common complaint about Municipal Collections Services, Inc.?

The most common issue reported against Municipal Collections Services, Inc. is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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