MicroBilt / PRBC (formerly CL Verify)
2.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
MicroBilt / PRBC (formerly CL Verify) complaint mix by product
- Credit reporting 2K 80.6% – 0% relief
- Credit reporting, 348 17.6% – 0% relief
- Credit reporting 17 0.9% – 0% relief
- Debt collection 15 0.8% – 0% relief
- Consumer Loan 2 0.1% – 0% relief
- Payday loan, 1 0.1% – 0% relief
How MicroBilt / PRBC (formerly CL Verify)'s 2.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 1.6K |
| Credit reporting, credit repair services, or other personal consumer reports | 348 |
| Credit reporting | 17 |
| Debt collection | 15 |
| Consumer Loan | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 440 |
| NY | 235 |
| GA | 194 |
| TX | 172 |
| CA | 157 |
| MS | 112 |
| PA | 68 |
| MD | 47 |
| IL | 46 |
| MI | 46 |
| NJ | 45 |
| VA | 39 |
| TN | 36 |
| NC | 36 |
| MA | 30 |
| OH | 28 |
| SC | 27 |
| LA | 21 |
| NV | 19 |
| DC | 15 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 784 |
| Problem with fraud alerts or security freezes | 495 |
| Improper use of your report | 385 |
| Unable to get your credit report or credit score | 139 |
| Problem with a company's investigation into an existing problem | 105 |
| Problem with a credit reporting company's investigation into an existing problem | 18 |
| Incorrect information on credit report | 6 |
| Attempts to collect debt not owed | 5 |
| Credit monitoring or identity theft protection services | 5 |
| Problem with a company's investigation into an existing issue | 4 |
| Unable to get credit report/credit score | 4 |
| Improper use of my credit report | 4 |
| False statements or representation | 3 |
| Identity theft protection or other monitoring services | 3 |
| Written notification about debt | 2 |
| Communication tactics | 2 |
| Credit reporting company's investigation | 2 |
| Getting the loan | 1 |
| Improper contact or sharing of info | 1 |
| Cont'd attempts collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 3 | 100% |
| 2014 | 4 | 50% |
| 2015 | 7 | 71.4% |
| 2016 | 7 | 100% |
| 2017 | 15 | 100% |
| 2018 | 17 | 100% |
| 2019 | 28 | 96.4% |
| 2020 | 59 | 84.7% |
| 2021 | 123 | 100% |
| 2022 | 34 | 100% |
| 2023 | 125 | 96.8% |
| 2024 | 514 | 91.1% |
| 2025 | 773 | 90.2% |
| 2026 | 263 | 98.1% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About MicroBilt / PRBC (formerly CL Verify)
MicroBilt / PRBC (formerly CL Verify)'s 1,973 logged complaints reach a nationwide footprint - 47 states have at least one filing on record. Only 15.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2012 through 2026-06-25.
MicroBilt / PRBC (formerly CL Verify) answers 92.7% of complaints inside the CFPB's tracked window and closes 99.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about MicroBilt / PRBC (formerly CL Verify).
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does MicroBilt / PRBC (formerly CL Verify) have?
1,973, per the CFPB's public complaint count for this company (see the full breakdown above).
Does MicroBilt / PRBC (formerly CL Verify) respond to complaints on time?
92.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about MicroBilt / PRBC (formerly CL Verify)?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.