CFPB · Narrative-heavy record

MPOWER Financing, Public Benefit Corporation

43 CFPB complaints · 48.8% with narratives · top issue Dealing with your lender or servicer.

43 CFPB complaints

MPOWER Financing, Public Benefit Corporation: 48.8% of 43 filings include consumer narratives. Timely 79.1% · relief 16.3% · top product Student loan. Allegations, not findings.

  • Narrative-heavy record
  • +1200% filings 2022 to 2026

CFPB relief outcome brief

CCDB company mpower-financing-public-benefit-corporation

16.3% relief · 79.1% timely · 43 filings · Student loan

Nearest relief peer: Fedloan Help (15.7% relief)

MPOWER Financing, PublicBenefit Corporation (this)16.3%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among MPOWER Financing, Public Benefit Corporation and nearest filing-volume peers

MPOWER Financing, Public Benefit Corporation closes 16.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

MPOWER Financing, Public Benefit Corporation scores strongest on relief provided (76/100 percentile-benchmarked) and weakest on timely response (63/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

70 /100 grade B

Relief provided

76 / 100 percentile-benchmarked

16.3% of complaints closed with relief to the consumer

Timely response

63 / 100 percentile-benchmarked

79.1% of complaints answered inside the CFPB 15-day window

Closed with explanation

66 / 100 percentile-benchmarked

81.4% of complaints closed with an explanation to the consumer

Most of MPOWER Financing, Public Benefit Corporation's 43 filings include narrative text

48.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 79.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

MPOWER Financing, Public Benefit Corporation complaint mix by product

Total complaints: 43

MPOWER Financing, Public Benefit Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 43 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 20 complaints (46.5%), resolution 10.0% Student loan 46.5% Credit reporting: 17 complaints (39.5%), resolution 17.6% Credit reporting 39.5% Credit reporting,: 3 complaints (7.0%), resolution 33.3% Credit reporting, 7.0% Prepaid card: 1 complaints (2.3%), resolution 0.0% Payday loan,: 1 complaints (2.3%), resolution 100.0% Debt or: 1 complaints (2.3%), resolution 0.0%
  • Student loan 20 46.5% – 10% relief
  • Credit reporting 17 39.5% – 18% relief
  • Credit reporting, 3 7.0% – 33% relief
  • Prepaid card 1 2.3% – 0% relief
  • Payday loan, 1 2.3% – 100% relief
  • Debt or 1 2.3% – 0% relief

How MPOWER Financing, Public Benefit Corporation's 43 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 20
Credit reporting or other personal consumer reports 17
Credit reporting, credit repair services, or other personal consumer reports 3
Prepaid card 1
Payday loan, title loan, personal loan, or advance loan 1
Debt or credit management 1

Where MPOWER Financing, Public Benefit Corporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
14% of this company's filings
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MPOWER Financing, Public Benefit Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
13
+1200% vs 2022
051015 20222023202420252026 13

Top States

State Complaints
NY 6
MA 4
FL 4
TX 3
WA 2
GA 2
OH 2
CA 2
CO 1
WI 1
PA 1
DC 1
TN 1
SC 1
MD 1
ME 1
KS 1

Top Issues

Issue Complaints
Dealing with your lender or servicer 10
Improper use of your report 10
Incorrect information on your report 6
Unable to get your credit report or credit score 5
Getting a loan 4
Problem with a company's investigation into an existing problem 2
Struggling to repay your loan 2
Problem getting a card or closing an account 1
Credit monitoring or identity theft protection services 1
Problem with the payoff process at the end of the loan 1
Didn't provide services promised 1

Yearly Trend

Year Complaints Timely
2022 1 100%
2023 7 100%
2024 8 100%
2025 14 64.3%
2026 13 69.2%

Source: CFPB Consumer Complaint Database

MPOWER Financing, Public Benefit Corporation's narrative-rich complaint ledger

MPOWER Financing, Public Benefit Corporation's 43 logged complaints stay concentrated: only 17 states show a filing. 48.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-18.

MPOWER Financing, Public Benefit Corporation answers 79.1% of complaints inside the CFPB's tracked window and closes 81.4% with a written explanation. 16.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about MPOWER Financing, Public Benefit Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for MPOWER Financing, Public Benefit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for MPOWER Financing, Public Benefit Corporation (79.1% timely; 16.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record