CFPB · Single-product concentration
Atlantic Recovery Solutions LLC
472 CFPB complaints · 95.6% in "Debt collection" · top issue Communication tactics.
Atlantic Recovery Solutions LLC: 95.6% of 472 CFPB complaints sit in "Debt collection". Timely 79% · relief 0.2%. Allegations, not findings.
- Single-product concentration
- +2500% filings 2013 to 2026
CFPB relief outcome brief
CCDB company atlantic-recovery-solutions-llc
0.2% relief · 79% timely · 472 filings · Debt collection
Same-product relief peers
Nearest relief peer: NCB Management Services Inc. (0.2% relief)
Atlantic Recovery Solutions LLC closes 0.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Atlantic Recovery Solutions LLC's 472 filings include narrative text
50.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Atlantic Recovery Solutions LLC complaint mix by product
- Debt collection 451 95.6% – 0% relief
- Credit reporting 10 2.1% – 0% relief
- Payday loan, 7 1.5% – 0% relief
- Credit reporting, 2 0.4% – 0% relief
- Student loan 1 0.2% – 0% relief
- Debt or 1 0.2% – 0% relief
How Atlantic Recovery Solutions LLC's 472 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 451 |
| Credit reporting or other personal consumer reports | 10 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Student loan | 1 |
| Debt or credit management | 1 |
Nationwide filing states for Atlantic Recovery Solutions LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 10.6% of this company's filings
Atlantic Recovery Solutions LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 52
- +2500% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 50 |
| CA | 49 |
| NY | 44 |
| FL | 35 |
| PA | 31 |
| IL | 20 |
| OH | 17 |
| NC | 16 |
| SC | 16 |
| MI | 16 |
| NJ | 14 |
| GA | 14 |
| AZ | 12 |
| IN | 12 |
| VA | 10 |
| TN | 10 |
| OR | 9 |
| MD | 8 |
| NV | 7 |
| MO | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 174 |
| Attempts to collect debt not owed | 63 |
| Threatened to contact someone or share information improperly | 49 |
| Took or threatened to take negative or legal action | 47 |
| Written notification about debt | 39 |
| False statements or representation | 23 |
| Improper contact or sharing of info | 17 |
| Electronic communications | 16 |
| Cont'd attempts collect debt not owed | 11 |
| Taking/threatening an illegal action | 9 |
| Incorrect information on your report | 8 |
| Struggling to pay your loan | 5 |
| Disclosure verification of debt | 3 |
| Improper use of your report | 2 |
| Dealing with your lender or servicer | 1 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with customer service | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 22 | 86.4% |
| 2015 | 18 | 100% |
| 2016 | 17 | 100% |
| 2017 | 22 | 100% |
| 2018 | 18 | 100% |
| 2019 | 25 | 100% |
| 2020 | 33 | 100% |
| 2021 | 43 | 100% |
| 2022 | 32 | 100% |
| 2023 | 31 | 100% |
| 2024 | 49 | 93.9% |
| 2025 | 108 | 60.2% |
| 2026 | 52 | 3.8% |
Source: CFPB Consumer Complaint Database
Atlantic Recovery Solutions LLC filings cluster in one product
Atlantic Recovery Solutions LLC's 472 logged complaints reach a nationwide footprint - 45 states have at least one filing. 50.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.
Atlantic Recovery Solutions LLC answers 79% of complaints inside the CFPB's tracked window and closes 86.4% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Atlantic Recovery Solutions LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Atlantic Recovery Solutions LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 472.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 79%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Atlantic Recovery Solutions LLC (79% timely; 0.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration