Total complaints
366
Filed since 2013
366 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
366 consumer complaints filed with the CFPB
This profile shows Atlantic Recovery Solutions LLC's complaint history from CFPB public records. 366 consumers have filed complaints since 2013. The company has a 81.7% timely response rate and has provided relief in 0.3% of cases.
Total complaints
366
Filed since 2013
Timely response
81.7%
CFPB-tracked response window
Relief rate
0.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Atlantic Recovery Solutions LLC's 366 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 352 |
| Credit reporting or other personal consumer reports | 7 |
| Payday loan, title loan, personal loan, or advance loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| State | Complaints |
|---|---|
| CA | 41 |
| TX | 37 |
| NY | 32 |
| PA | 27 |
| FL | 21 |
| IL | 17 |
| NC | 15 |
| NJ | 13 |
| MI | 13 |
| GA | 12 |
| OH | 11 |
| SC | 11 |
| AZ | 9 |
| OR | 8 |
| VA | 8 |
| IN | 7 |
| MD | 7 |
| MO | 6 |
| TN | 5 |
| WA | 5 |
| Issue | Complaints |
|---|---|
| Communication tactics | 136 |
| Attempts to collect debt not owed | 52 |
| Took or threatened to take negative or legal action | 36 |
| Threatened to contact someone or share information improperly | 32 |
| Written notification about debt | 27 |
| False statements or representation | 19 |
| Improper contact or sharing of info | 15 |
| Electronic communications | 12 |
| Cont'd attempts collect debt not owed | 11 |
| Taking/threatening an illegal action | 9 |
| Incorrect information on your report | 6 |
| Struggling to pay your loan | 5 |
| Disclosure verification of debt | 3 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Improper use of your report | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 22 | 86.4% |
| 2015 | 17 | 100% |
| 2016 | 15 | 100% |
| 2017 | 19 | 100% |
| 2018 | 14 | 100% |
| 2019 | 24 | 100% |
| 2020 | 28 | 100% |
| 2021 | 29 | 100% |
| 2022 | 22 | 100% |
| 2023 | 24 | 100% |
| 2024 | 37 | 94.6% |
| 2025 | 83 | 61.4% |
| 2026 | 30 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Atlantic Recovery Solutions LLC has accumulated 366 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 146 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Atlantic Recovery Solutions LLC reports a 81.7% timely-response rate and has closed 89.6% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Atlantic Recovery Solutions LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Atlantic Recovery Solutions LLC has received 366 consumer complaints filed with the Consumer Financial Protection Bureau.
Atlantic Recovery Solutions LLC has a 81.7% timely response rate to CFPB complaints.
The most common issue reported against Atlantic Recovery Solutions LLC is "Communication tactics" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.