Atlantic Recovery Solutions LLC
472 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Atlantic Recovery Solutions LLC complaint mix by product
- Debt collection 451 95.6% – 0% relief
- Credit reporting 10 2.1% – 0% relief
- Payday loan, 7 1.5% – 0% relief
- Credit reporting, 2 0.4% – 0% relief
- Student loan 1 0.2% – 0% relief
- Debt or 1 0.2% – 0% relief
How Atlantic Recovery Solutions LLC's 472 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 451 |
| Credit reporting or other personal consumer reports | 10 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Student loan | 1 |
| Debt or credit management | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 50 |
| CA | 49 |
| NY | 44 |
| FL | 35 |
| PA | 31 |
| IL | 20 |
| OH | 17 |
| NC | 16 |
| SC | 16 |
| MI | 16 |
| NJ | 14 |
| GA | 14 |
| AZ | 12 |
| IN | 12 |
| VA | 10 |
| TN | 10 |
| OR | 9 |
| MD | 8 |
| NV | 7 |
| MO | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 174 |
| Attempts to collect debt not owed | 63 |
| Threatened to contact someone or share information improperly | 49 |
| Took or threatened to take negative or legal action | 47 |
| Written notification about debt | 39 |
| False statements or representation | 23 |
| Improper contact or sharing of info | 17 |
| Electronic communications | 16 |
| Cont'd attempts collect debt not owed | 11 |
| Taking/threatening an illegal action | 9 |
| Incorrect information on your report | 8 |
| Struggling to pay your loan | 5 |
| Disclosure verification of debt | 3 |
| Improper use of your report | 2 |
| Dealing with your lender or servicer | 1 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with customer service | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 22 | 86.4% |
| 2015 | 18 | 100% |
| 2016 | 17 | 100% |
| 2017 | 22 | 100% |
| 2018 | 18 | 100% |
| 2019 | 25 | 100% |
| 2020 | 33 | 100% |
| 2021 | 43 | 100% |
| 2022 | 32 | 100% |
| 2023 | 31 | 100% |
| 2024 | 49 | 93.9% |
| 2025 | 108 | 60.2% |
| 2026 | 52 | 3.8% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Atlantic Recovery Solutions LLC
Atlantic Recovery Solutions LLC's 472 logged complaints reach a nationwide footprint - 45 states have at least one filing on record. 50.2% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-24.
Atlantic Recovery Solutions LLC answers 79% of complaints inside the CFPB's tracked window and closes 86.4% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Atlantic Recovery Solutions LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Atlantic Recovery Solutions LLC have?
472, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Atlantic Recovery Solutions LLC respond to complaints on time?
79% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Atlantic Recovery Solutions LLC?
"Communication tactics", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.