2026 data Public-data reference. official source

Atlantic Recovery Solutions LLC

366 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

366 consumer complaints filed with the CFPB

This profile shows Atlantic Recovery Solutions LLC's complaint history from CFPB public records. 366 consumers have filed complaints since 2013. The company has a 81.7% timely response rate and has provided relief in 0.3% of cases.

366
Total Complaints
81.7%
Timely Response
1.6%
Disputed
0.3%
Relief Provided
43
States Active
2013
Since

Total complaints

366

Filed since 2013

Timely response

81.7%

CFPB-tracked response window

Relief rate

0.3%

Closed with monetary or non-monetary relief

Timely response rate 81.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median

Share closed with monetary or non-monetary relief.

Atlantic Recovery Solutions LLC complaint mix by product

Total complaints: 366

Atlantic Recovery Solutions LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 366 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 352 complaints (96.2%), resolution 0.3% Debt collection 96.2% Credit reporting: 7 complaints (1.9%), resolution 0.0% Payday loan,: 6 complaints (1.6%), resolution 0.0% Credit reporting,: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 352 96.2% 0% relief
  • Credit reporting 7 1.9% 0% relief
  • Payday loan, 6 1.6% 0% relief
  • Credit reporting, 1 0.3% 0% relief

How Atlantic Recovery Solutions LLC's 366 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 352
Credit reporting or other personal consumer reports 7
Payday loan, title loan, personal loan, or advance loan 6
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
CA 41
TX 37
NY 32
PA 27
FL 21
IL 17
NC 15
NJ 13
MI 13
GA 12
OH 11
SC 11
AZ 9
OR 8
VA 8
IN 7
MD 7
MO 6
TN 5
WA 5

Top Issues

Issue Complaints
Communication tactics 136
Attempts to collect debt not owed 52
Took or threatened to take negative or legal action 36
Threatened to contact someone or share information improperly 32
Written notification about debt 27
False statements or representation 19
Improper contact or sharing of info 15
Electronic communications 12
Cont'd attempts collect debt not owed 11
Taking/threatening an illegal action 9
Incorrect information on your report 6
Struggling to pay your loan 5
Disclosure verification of debt 3
Money was taken from your bank account on the wrong day or for the wrong amount 1
Improper use of your report 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 22 86.4%
2015 17 100%
2016 15 100%
2017 19 100%
2018 14 100%
2019 24 100%
2020 28 100%
2021 29 100%
2022 22 100%
2023 24 100%
2024 37 94.6%
2025 83 61.4%
2026 30 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Atlantic Recovery Solutions LLC

Atlantic Recovery Solutions LLC has accumulated 366 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 146 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Atlantic Recovery Solutions LLC reports a 81.7% timely-response rate and has closed 89.6% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Atlantic Recovery Solutions LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Atlantic Recovery Solutions LLC have?

Atlantic Recovery Solutions LLC has received 366 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Atlantic Recovery Solutions LLC respond to complaints on time?

Atlantic Recovery Solutions LLC has a 81.7% timely response rate to CFPB complaints.

What is the most common complaint about Atlantic Recovery Solutions LLC?

The most common issue reported against Atlantic Recovery Solutions LLC is "Communication tactics" in the "Debt collection" product category.

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