CFPB · Narrative-heavy record

Motolease, LLC

67 CFPB complaints · 61.2% with narratives · top issue Incorrect information on your report.

67 CFPB complaints

Motolease, LLC: 61.2% of 67 filings include consumer narratives. Timely 73.1% · relief 4.5% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +125% filings 2017 to 2024

CFPB relief outcome brief

CCDB company motolease-llc

4.5% relief · 73.1% timely · 67 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Garcadia Financial LLC (4.6% relief)

Motolease, LLC (this)4.5%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Motolease, LLC and nearest filing-volume peers

Motolease, LLC closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Motolease, LLC scores strongest on closed with explanation (92/100 percentile-benchmarked) and weakest on relief provided (21/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

48 /100 grade D

Relief provided

21 / 100 percentile-benchmarked

4.5% of complaints closed with relief to the consumer

Timely response

53 / 100 percentile-benchmarked

73.1% of complaints answered inside the CFPB 15-day window

Closed with explanation

92 / 100 percentile-benchmarked

95.5% of complaints closed with an explanation to the consumer

Most of Motolease, LLC's 67 filings include narrative text

61.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 73.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Motolease, LLC complaint mix by product

Total complaints: 67

Motolease, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 67 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 29 complaints (43.3%), resolution 6.9% Credit reporting, 43.3% Vehicle loan: 20 complaints (29.9%), resolution 0.0% Vehicle loan 29.9% Debt collection: 12 complaints (17.9%), resolution 8.3% Debt collection 17.9% Credit reporting: 6 complaints (9.0%), resolution 0.0% Credit reporting 9.0%
  • Credit reporting, 29 43.3% – 7% relief
  • Vehicle loan 20 29.9% – 0% relief
  • Debt collection 12 17.9% – 8% relief
  • Credit reporting 6 9.0% – 0% relief

How Motolease, LLC's 67 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 29
Vehicle loan or lease 20
Debt collection 12
Credit reporting or other personal consumer reports 6

Where Motolease, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
17.9% of this company's filings
CA12GA12TX11FL11SC4NC3AZ2NV2

Motolease, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2024
9
+125% vs 2017
05101520 20172018201920202021202220232024 9

Top States

State Complaints
CA 12
GA 12
TX 11
FL 11
SC 4
NC 3
AZ 2
NV 2
IL 1
NJ 1
AL 1
WI 1
OK 1
NY 1
VA 1
MI 1
MO 1

Top Issues

Issue Complaints
Incorrect information on your report 22
Improper use of your report 12
Managing the loan or lease 6
Attempts to collect debt not owed 6
Struggling to pay your loan 5
Problem with a credit reporting company's investigation into an existing problem 5
Problems at the end of the loan or lease 4
Took or threatened to take negative or legal action 3
Written notification about debt 2
False statements or representation 1
Getting a loan or lease 1

Yearly Trend

Year Complaints Timely
2017 4 100%
2018 17 70.6%
2019 5 40%
2020 7 71.4%
2021 5 60%
2022 8 50%
2023 12 83.3%
2024 9 100%

Source: CFPB Consumer Complaint Database

Motolease, LLC's narrative-rich complaint ledger

Motolease, LLC's 67 logged complaints stay concentrated: only 17 states show a filing. 61.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2024-09-06.

Motolease, LLC answers 73.1% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Motolease, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Motolease, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Motolease, LLC (73.1% timely; 4.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record