CFPB · Narrative-heavy record
Montgomery County Credit Bureau
16 CFPB complaints · 43.8% with narratives · top issue Incorrect information on your report.
Montgomery County Credit Bureau: 43.8% of 16 filings include consumer narratives. Timely 18.8% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2013 to 2025
CFPB relief outcome brief
CCDB company montgomery-county-credit-bureau
0% relief · 18.8% timely · 16 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Montgomery County Credit Bureau closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Montgomery County Credit Bureau scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
18.8% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
18.8% of complaints closed with an explanation to the consumer
Most of Montgomery County Credit Bureau's 16 filings include narrative text
43.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Montgomery County Credit Bureau complaint mix by product
- Credit reporting, 7 43.8% – 0% relief
- Debt collection 4 25.0% – 0% relief
- Credit reporting 3 18.8% – 0% relief
- Credit card 2 12.5% – 0% relief
How Montgomery County Credit Bureau's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Debt collection | 4 |
| Credit reporting or other personal consumer reports | 3 |
| Credit card or prepaid card | 2 |
Concentrated filing states for Montgomery County Credit Bureau
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 56.3% of this company's filings
Montgomery County Credit Bureau complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 9 |
| NY | 1 |
| TN | 1 |
| FL | 1 |
| OR | 1 |
| OH | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 3 |
| Improper use of your report | 3 |
| Problem with a company's investigation into an existing problem | 1 |
| Improper contact or sharing of info | 1 |
| Communication tactics | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Advertising and marketing, including promotional offers | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| False statements or representation | 1 |
| Getting a credit card | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 1 | 100% |
| 2018 | 4 | 0% |
| 2019 | 1 | 0% |
| 2021 | 1 | 0% |
| 2022 | 2 | 0% |
| 2023 | 4 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Montgomery County Credit Bureau's narrative-rich complaint ledger
Montgomery County Credit Bureau's 16 logged complaints stay concentrated: only 7 states show a filing. 43.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-03-26.
Montgomery County Credit Bureau answers 18.8% of complaints inside the CFPB's tracked window and closes 18.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Montgomery County Credit Bureau.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Montgomery County Credit Bureau: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 16.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 18.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Montgomery County Credit Bureau (18.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record