2026 data Public-data reference. official source

The Thomas Agency, Inc.

192 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

192 consumer complaints filed with the CFPB

This profile shows The Thomas Agency, Inc.'s complaint history from CFPB public records. 192 consumers have filed complaints since 2013. The company has a 15.6% timely response rate and has provided relief in 0% of cases.

192
Total Complaints
15.6%
Timely Response
4.7%
Disputed
0%
Relief Provided
19
States Active
2013
Since

Total complaints

192

Filed since 2013

Timely response

15.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 15.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

The Thomas Agency, Inc. complaint mix by product

Total complaints: 192

The Thomas Agency, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 192 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 171 complaints (89.1%), resolution 0.0% Debt collection 89.1% Credit reporting,: 14 complaints (7.3%), resolution 0.0% Credit reporting, 7.3% Credit reporting: 7 complaints (3.6%), resolution 0.0%
  • Debt collection 171 89.1% 0% relief
  • Credit reporting, 14 7.3% 0% relief
  • Credit reporting 7 3.6% 0% relief

How The Thomas Agency, Inc.'s 192 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 171
Credit reporting, credit repair services, or other personal consumer reports 14
Credit reporting or other personal consumer reports 7

Top States

State Complaints
ME 139
FL 11
NH 6
SC 4
CA 4
GA 4
AZ 4
CO 3
MA 3
NJ 2
KY 2
WV 2
NM 1
MN 1
HI 1
WA 1
TX 1
NC 1
ND 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 54
Cont'd attempts collect debt not owed 43
Written notification about debt 25
Communication tactics 14
False statements or representation 13
Incorrect information on your report 13
Disclosure verification of debt 11
Took or threatened to take negative or legal action 6
Problem with a credit reporting company's investigation into an existing problem 5
Improper use of your report 3
Improper contact or sharing of info 3
Threatened to contact someone or share information improperly 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2013 2 50%
2014 16 50%
2015 22 40.9%
2016 12 41.7%
2017 19 21.1%
2018 19 15.8%
2019 11 0%
2020 11 0%
2021 20 0%
2022 12 0%
2023 11 0%
2024 7 0%
2025 25 0%
2026 5 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About The Thomas Agency, Inc.

The Thomas Agency, Inc. has accumulated 192 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 70 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, The Thomas Agency, Inc. reports a 15.6% timely-response rate and has closed 42.2% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating The Thomas Agency, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does The Thomas Agency, Inc. have?

The Thomas Agency, Inc. has received 192 consumer complaints filed with the Consumer Financial Protection Bureau.

Does The Thomas Agency, Inc. respond to complaints on time?

The Thomas Agency, Inc. has a 15.6% timely response rate to CFPB complaints.

What is the most common complaint about The Thomas Agency, Inc.?

The most common issue reported against The Thomas Agency, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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