CFPB · Single-product concentration
Credit Collections U.S.A., L.L.C.
222 CFPB complaints · 90.1% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Collections U.S.A., L.L.C.: 90.1% of 222 CFPB complaints sit in "Debt collection". Timely 14.4% · relief 0%. Allegations, not findings.
- Single-product concentration
- +4400% filings 2014 to 2026
CFPB relief outcome brief
CCDB company credit-collections-u-s-a-l-l-c
0% relief · 14.4% timely · 222 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Collections U.S.A., L.L.C. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Collections U.S.A., L.L.C.'s 222 filings include narrative text
41% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Collections U.S.A., L.L.C. complaint mix by product
- Debt collection 200 90.1% – 0% relief
- Credit reporting, 20 9.0% – 0% relief
- Credit reporting 2 0.9% – 0% relief
How Credit Collections U.S.A., L.L.C.'s 222 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 200 |
| Credit reporting, credit repair services, or other personal consumer reports | 20 |
| Credit reporting or other personal consumer reports | 2 |
Where Credit Collections U.S.A., L.L.C. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 35.1% of this company's filings
Credit Collections U.S.A., L.L.C. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 45
- +4400% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 78 |
| PA | 36 |
| WV | 32 |
| MD | 14 |
| MS | 11 |
| TX | 6 |
| GA | 5 |
| IL | 4 |
| LA | 4 |
| SC | 4 |
| OH | 3 |
| CA | 3 |
| VA | 3 |
| NC | 2 |
| TN | 2 |
| NV | 1 |
| MT | 1 |
| MO | 1 |
| AZ | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 81 |
| Written notification about debt | 54 |
| Cont'd attempts collect debt not owed | 22 |
| False statements or representation | 17 |
| Incorrect information on your report | 13 |
| Took or threatened to take negative or legal action | 8 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Communication tactics | 7 |
| Disclosure verification of debt | 7 |
| Taking/threatening an illegal action | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2015 | 18 | 16.7% |
| 2016 | 13 | 15.4% |
| 2017 | 31 | 19.4% |
| 2018 | 31 | 9.7% |
| 2019 | 16 | 0% |
| 2020 | 18 | 16.7% |
| 2021 | 17 | 5.9% |
| 2022 | 14 | 28.6% |
| 2023 | 7 | 14.3% |
| 2024 | 1 | 0% |
| 2025 | 10 | 0% |
| 2026 | 45 | 20% |
Source: CFPB Consumer Complaint Database
Credit Collections U.S.A., L.L.C. filings cluster in one product
Credit Collections U.S.A., L.L.C.'s 222 logged complaints stay concentrated: only 26 states show a filing. 41% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-23.
Credit Collections U.S.A., L.L.C. answers 14.4% of complaints inside the CFPB's tracked window and closes 53.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Collections U.S.A., L.L.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Collections U.S.A., L.L.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 222.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 14.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Collections U.S.A., L.L.C. (14.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration