Total complaints
41
Filed since 2012
2026 data Public-data reference. official source
MLD MORTGAGE INC
41 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
41 consumer complaints filed with the CFPB
This profile shows MLD MORTGAGE INC's complaint history from CFPB public records. 41 consumers have filed complaints since 2012. The company has a 78% timely response rate and has provided relief in 4.9% of cases.
41
Total Complaints
78%
Timely Response
19.5%
Disputed
4.9%
Relief Provided
12
States Active
2012
Since
Timely response
78%
CFPB-tracked response window
Relief rate
4.9%
Closed with monetary or non-monetary relief
Timely response rate 78.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 4.9%
Industry median
Share closed with monetary or non-monetary relief.
MLD MORTGAGE INC complaint mix by product
- Mortgage 38 92.7% – 5% relief
- Credit reporting, 3 7.3% – 0% relief
How MLD MORTGAGE INC's 41 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 38 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Top States
| State | Complaints |
|---|---|
| CA | 12 |
| NJ | 11 |
| NY | 3 |
| PA | 3 |
| FL | 3 |
| VA | 2 |
| IL | 2 |
| NC | 1 |
| CO | 1 |
| MD | 1 |
| GA | 1 |
| KY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Application, originator, mortgage broker | 10 |
| Trouble during payment process | 8 |
| Settlement process and costs | 7 |
| Applying for a mortgage or refinancing an existing mortgage | 4 |
| Loan servicing, payments, escrow account | 4 |
| Credit decision / Underwriting | 3 |
| Improper use of your report | 2 |
| Incorrect information on your report | 1 |
| Closing on a mortgage | 1 |
| Loan modification,collection,foreclosure | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 8 | 100% |
| 2014 | 4 | 75% |
| 2015 | 5 | 80% |
| 2016 | 7 | 57.1% |
| 2017 | 2 | 50% |
| 2018 | 5 | 80% |
| 2020 | 6 | 83.3% |
| 2021 | 1 | 0% |
| 2024 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About MLD MORTGAGE INC
MLD MORTGAGE INC has accumulated 41 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 18 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2024-05-16, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, MLD MORTGAGE INC reports a 78% timely-response rate and has closed 82.9% of cases with a written explanation to the consumer. 4.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 19.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Application, originator, mortgage broker".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MLD MORTGAGE INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does MLD MORTGAGE INC have?
MLD MORTGAGE INC has received 41 consumer complaints filed with the Consumer Financial Protection Bureau.
Does MLD MORTGAGE INC respond to complaints on time?
MLD MORTGAGE INC has a 78% timely response rate to CFPB complaints.
What is the most common complaint about MLD MORTGAGE INC?
The most common issue reported against MLD MORTGAGE INC is "Application, originator, mortgage broker" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
