CFPB · Single-product concentration
Midwest Resale Specialist, Inc.
27 CFPB complaints · 77.8% in "Debt collection" · top issue Attempts to collect debt not owed.
Midwest Resale Specialist, Inc.: 77.8% of 27 CFPB complaints sit in "Debt collection". Timely 100% · relief 3.7%. Allegations, not findings.
- Single-product concentration
- -25% filings 2023 to 2026
CFPB relief outcome brief
CCDB company midwest-resale-specialist-inc
3.7% relief · 100% timely · 27 filings · Debt collection
Same-product relief peers
Nearest relief peer: McNeil & Meyers Asset Management Group, LLC (3.7% relief)
Midwest Resale Specialist, Inc. closes 3.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Midwest Resale Specialist, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (17/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
17 / 100 percentile-benchmarked
3.7% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
93 / 100 percentile-benchmarked
96.3% of complaints closed with an explanation to the consumer
Most of Midwest Resale Specialist, Inc.'s 27 filings include narrative text
55.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midwest Resale Specialist, Inc. complaint mix by product
- Debt collection 21 77.8% – 5% relief
- Credit reporting 5 18.5% – 0% relief
- Credit reporting, 1 3.7% – 0% relief
How Midwest Resale Specialist, Inc.'s 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 21 |
| Credit reporting or other personal consumer reports | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Midwest Resale Specialist, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MN
- 81.5% of this company's filings
Midwest Resale Specialist, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -25% vs 2023
Top States
| State | Complaints |
|---|---|
| MN | 22 |
| NV | 2 |
| CA | 1 |
| IL | 1 |
| WI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 9 |
| Improper use of your report | 3 |
| Took or threatened to take negative or legal action | 3 |
| Incorrect information on your report | 3 |
| False statements or representation | 3 |
| Written notification about debt | 2 |
| Communication tactics | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Electronic communications | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 4 | 100% |
| 2024 | 4 | 100% |
| 2025 | 16 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Midwest Resale Specialist, Inc. filings cluster in one product
Midwest Resale Specialist, Inc.'s 27 logged complaints stay concentrated: only 5 states show a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-04-07.
Midwest Resale Specialist, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 96.3% with a written explanation. 3.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midwest Resale Specialist, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Midwest Resale Specialist, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 27.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Midwest Resale Specialist, Inc. (100% timely; 3.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration