CFPB · Single-product concentration

Columbia Collection Service, Inc.

82 CFPB complaints · 87.8% in "Debt collection" · top issue Attempts to collect debt not owed.

82 CFPB complaints

Columbia Collection Service, Inc.: 87.8% of 82 CFPB complaints sit in "Debt collection". Timely 54.9% · relief 3.7%. Allegations, not findings.

  • Single-product concentration
  • -22.2% filings 2014 to 2026

CFPB relief outcome brief

CCDB company columbia-collection-service-inc

3.7% relief · 54.9% timely · 82 filings · Debt collection

Nearest relief peer: McNeil & Meyers Asset Management Group, LLC (3.7% relief)

Columbia Collection Service,…3.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Columbia Collection Service, Inc. and nearest filing-volume peers

Columbia Collection Service, Inc. closes 3.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 82 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 54.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Columbia Collection Service, Inc. complaint mix by product

Total complaints: 82

Columbia Collection Service, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 82 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 72 complaints (87.8%), resolution 4.2% Debt collection 87.8% Credit reporting: 7 complaints (8.5%), resolution 0.0% Credit reporting 8.5% Credit reporting,: 2 complaints (2.4%), resolution 0.0% Credit card: 1 complaints (1.2%), resolution 0.0%
  • Debt collection 72 87.8% 4% relief
  • Credit reporting 7 8.5% 0% relief
  • Credit reporting, 2 2.4% 0% relief
  • Credit card 1 1.2% 0% relief

How Columbia Collection Service, Inc.'s 82 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 72
Credit reporting or other personal consumer reports 7
Credit reporting, credit repair services, or other personal consumer reports 2
Credit card 1

Concentrated filing states for Columbia Collection Service, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OR
57.3% of this company's filings
OR47TX8WA5CA4GA2MO2TN1PA1

Columbia Collection Service, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
7
-22.2% vs 2014
051015 2014201520162017201820192020202420252026 7

Top States

State Complaints
OR 47
TX 8
WA 5
CA 4
GA 2
MO 2
TN 1
PA 1
IL 1
MI 1
MN 1
UT 1
FL 1
NC 1
SC 1
NV 1
SD 1
CO 1
NY 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 15
Disclosure verification of debt 14
Cont'd attempts collect debt not owed 14
False statements or representation 6
Took or threatened to take negative or legal action 5
Written notification about debt 5
Taking/threatening an illegal action 5
Incorrect information on your report 4
Communication tactics 4
Problem with a company's investigation into an existing problem 3
Threatened to contact someone or share information improperly 2
Improper use of your report 2
Improper contact or sharing of info 2
Problem with a purchase shown on your statement 1

Yearly Trend

Year Complaints Timely
2014 9 66.7%
2015 14 92.9%
2016 14 100%
2017 6 100%
2018 8 37.5%
2019 9 22.2%
2020 1 100%
2024 2 0%
2025 12 0%
2026 7 0%

Source: CFPB Consumer Complaint Database

Columbia Collection Service, Inc. filings cluster in one product

Columbia Collection Service, Inc.'s 82 logged complaints stay concentrated: only 19 states show a filing. Only 37.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-04-29.

Columbia Collection Service, Inc. answers 54.9% of complaints inside the CFPB's tracked window and closes 69.5% with a written explanation. 3.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Columbia Collection Service, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Columbia Collection Service, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Columbia Collection Service, Inc. (54.9% timely; 3.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration