CFPB · Narrative-heavy record
Midwest Finance Corporation
16 CFPB complaints · 50% with narratives · top issue Communication tactics.
Midwest Finance Corporation: 50% of 16 filings include consumer narratives. Timely 93.8% · relief 25% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- -25% filings 2015 to 2026
CFPB relief outcome brief
CCDB company midwest-finance-corporation
25% relief · 93.8% timely · 16 filings · Debt collection
Same-product relief peers
Nearest relief peer: Erc (25% relief)
Midwest Finance Corporation closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Midwest Finance Corporation's 16 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midwest Finance Corporation complaint mix by product
- Debt collection 9 56.3% – 22% relief
- Payday loan, 5 31.3% – 40% relief
- Payday loan, 1 6.3% – 0% relief
- Consumer Loan 1 6.3% – 0% relief
How Midwest Finance Corporation's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Payday loan, title loan, or personal loan | 5 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
Concentrated filing states for Midwest Finance Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 75% of this company's filings
Midwest Finance Corporation falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -25% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 12 |
| NM | 3 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 3 |
| Improper contact or sharing of info | 3 |
| Attempts to collect debt not owed | 2 |
| Problem when making payments | 2 |
| Struggling to pay your loan | 2 |
| Took or threatened to take negative or legal action | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problems when you are unable to pay | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 75% |
| 2016 | 1 | 100% |
| 2017 | 2 | 100% |
| 2018 | 2 | 100% |
| 2019 | 2 | 100% |
| 2025 | 2 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Midwest Finance Corporation's narrative-rich complaint ledger
Midwest Finance Corporation's 16 logged complaints stay concentrated: only 3 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-08.
Midwest Finance Corporation answers 93.8% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midwest Finance Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Midwest Finance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 16.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Midwest Finance Corporation (93.8% timely; 25% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record