Midcountry Financial Corp
177 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midcountry Financial Corp complaint mix by product
- Credit reporting, 56 32.0% – 0% relief
- Debt collection 49 28.0% – 0% relief
- Payday loan, 39 22.3% – 0% relief
- Consumer Loan 25 14.3% – 0% relief
- Mortgage 2 1.1% – 0% relief
- Credit reporting 2 1.1% – 0% relief
- Bank account 2 1.1% – 0% relief
How Midcountry Financial Corp's 177 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 56 |
| Debt collection | 49 |
| Payday loan, title loan, or personal loan | 39 |
| Consumer Loan | 25 |
| Mortgage | 2 |
| Credit reporting | 2 |
| Bank account or service | 2 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| IL | 21 |
| TX | 15 |
| TN | 13 |
| MO | 13 |
| FL | 12 |
| VA | 11 |
| IN | 10 |
| CA | 10 |
| GA | 9 |
| WI | 6 |
| NC | 6 |
| PA | 5 |
| KY | 4 |
| AE | 4 |
| MD | 4 |
| MN | 3 |
| CO | 3 |
| NJ | 3 |
| AR | 2 |
| AL | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 36 |
| Problem with a credit reporting company's investigation into an existing problem | 17 |
| Problems when you are unable to pay | 12 |
| Charged fees or interest you didn't expect | 12 |
| Attempts to collect debt not owed | 11 |
| Managing the loan or lease | 10 |
| Communication tactics | 9 |
| False statements or representation | 7 |
| Improper use of your report | 7 |
| Written notification about debt | 7 |
| Problem when making payments | 6 |
| Took or threatened to take negative or legal action | 6 |
| Problem with the payoff process at the end of the loan | 4 |
| Struggling to pay your loan | 4 |
| Threatened to contact someone or share information improperly | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Getting the loan | 3 |
| Loan servicing, payments, escrow account | 2 |
| Taking out the loan or lease | 2 |
| Incorrect information on credit report | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2015 | 15 | 100% |
| 2016 | 12 | 100% |
| 2017 | 42 | 100% |
| 2018 | 68 | 97.1% |
| 2019 | 37 | 100% |
| 2023 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Midcountry Financial Corp
Midcountry Financial Corp's 177 logged complaints stay concentrated: only 36 states show a filing on record. 54.2% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2023-12-29.
Midcountry Financial Corp answers 97.2% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midcountry Financial Corp.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Midcountry Financial Corp have?
177, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Midcountry Financial Corp respond to complaints on time?
97.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Midcountry Financial Corp?
"Incorrect information on your report", filed under the "Credit reporting, credit repair services, or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.