2026 data Public-data reference. official source

MIDCOUNTRY FINANCIAL CORP

146 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

146 consumer complaints filed with the CFPB

This profile shows MIDCOUNTRY FINANCIAL CORP's complaint history from CFPB public records. 146 consumers have filed complaints since 2014. The company has a 97.3% timely response rate and has provided relief in 0% of cases.

146
Total Complaints
97.3%
Timely Response
4.1%
Disputed
0%
Relief Provided
33
States Active
2014
Since

Total complaints

146

Filed since 2014

Timely response

97.3%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 97.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

MIDCOUNTRY FINANCIAL CORP complaint mix by product

Total complaints: 146

MIDCOUNTRY FINANCIAL CORP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 146 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 44 complaints (30.6%), resolution 0.0% Debt collection 30.6% Credit reporting,: 44 complaints (30.6%), resolution 0.0% Credit reporting, 30.6% Payday loan,: 29 complaints (20.1%), resolution 0.0% Payday loan, 20.1% Consumer Loan: 23 complaints (16.0%), resolution 0.0% Consumer Loan 16.0% Credit reporting: 2 complaints (1.4%), resolution 0.0% Money transfer,: 1 complaints (0.7%), resolution 0.0% Bank account: 1 complaints (0.7%), resolution 0.0%
  • Debt collection 44 30.6% 0% relief
  • Credit reporting, 44 30.6% 0% relief
  • Payday loan, 29 20.1% 0% relief
  • Consumer Loan 23 16.0% 0% relief
  • Credit reporting 2 1.4% 0% relief
  • Money transfer, 1 0.7% 0% relief
  • Bank account 1 0.7% 0% relief

How MIDCOUNTRY FINANCIAL CORP's 146 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 44
Credit reporting, credit repair services, or other personal consumer reports 44
Payday loan, title loan, or personal loan 29
Consumer Loan 23
Credit reporting 2
Money transfer, virtual currency, or money service 1
Bank account or service 1
Credit card or prepaid card 1
Mortgage 1

Top States

State Complaints
IL 18
TX 14
TN 12
MO 12
FL 11
CA 9
VA 8
IN 6
NC 6
GA 5
WI 5
MD 4
PA 4
CO 3
KY 3
MN 2
AR 2
NJ 2
HI 2
WA 1

Top Issues

Issue Complaints
Incorrect information on your report 29
Problem with a credit reporting company's investigation into an existing problem 11
Problems when you are unable to pay 11
Charged fees or interest you didn't expect 11
Managing the loan or lease 10
Attempts to collect debt not owed 9
Communication tactics 9
Written notification about debt 7
False statements or representation 6
Improper use of your report 6
Problem when making payments 4
Struggling to pay your loan 3
Threatened to contact someone or share information improperly 3
Cont'd attempts collect debt not owed 3
Problem with the payoff process at the end of the loan 3
Took or threatened to take negative or legal action 3
Disclosure verification of debt 2
Getting the loan 2
Problem with additional add-on products or services 2
Incorrect information on credit report 2

Yearly Trend

Year Complaints Timely
2014 2 0%
2015 14 100%
2016 11 100%
2017 33 100%
2018 52 98.1%
2019 33 100%
2023 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About MIDCOUNTRY FINANCIAL CORP

MIDCOUNTRY FINANCIAL CORP has accumulated 146 consumer complaints in the CFPB public database, with filings active across 33 U.S. states. Of those submissions, 65 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2023-12-29, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, MIDCOUNTRY FINANCIAL CORP reports a 97.3% timely-response rate and has closed 96.6% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MIDCOUNTRY FINANCIAL CORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does MIDCOUNTRY FINANCIAL CORP have?

MIDCOUNTRY FINANCIAL CORP has received 146 consumer complaints filed with the Consumer Financial Protection Bureau.

Does MIDCOUNTRY FINANCIAL CORP respond to complaints on time?

MIDCOUNTRY FINANCIAL CORP has a 97.3% timely response rate to CFPB complaints.

What is the most common complaint about MIDCOUNTRY FINANCIAL CORP?

The most common issue reported against MIDCOUNTRY FINANCIAL CORP is "Incorrect information on your report" in the "Debt collection" product category.

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