CFPB · Diversified product mix
Midcountry Financial Corp
177 CFPB complaints · diversified mix (top product 31.6%) · top issue Incorrect information on your report.
Midcountry Financial Corp: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 31.6% of 177 - multi-bucket mix. Timely 97.2% · relief 0%. Allegations, not findings.
- Diversified product mix
- -50% filings 2014 to 2023
CFPB relief outcome brief
CCDB company midcountry-financial-corp
0% relief · 97.2% timely · 177 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Midcountry Financial Corp closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Midcountry Financial Corp's 177 filings include narrative text
54.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midcountry Financial Corp complaint mix by product
- Credit reporting, 56 32.0% – 0% relief
- Debt collection 49 28.0% – 0% relief
- Payday loan, 39 22.3% – 0% relief
- Consumer Loan 25 14.3% – 0% relief
- Mortgage 2 1.1% – 0% relief
- Credit reporting 2 1.1% – 0% relief
- Bank account 2 1.1% – 0% relief
How Midcountry Financial Corp's 177 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 56 |
| Debt collection | 49 |
| Payday loan, title loan, or personal loan | 39 |
| Consumer Loan | 25 |
| Mortgage | 2 |
| Credit reporting | 2 |
| Bank account or service | 2 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
Where Midcountry Financial Corp complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 11.9% of this company's filings
Midcountry Financial Corp falling annual filings
Annual filing volume from the CFPB public database
- 2023
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| IL | 21 |
| TX | 15 |
| TN | 13 |
| MO | 13 |
| FL | 12 |
| VA | 11 |
| IN | 10 |
| CA | 10 |
| GA | 9 |
| WI | 6 |
| NC | 6 |
| PA | 5 |
| KY | 4 |
| AE | 4 |
| MD | 4 |
| MN | 3 |
| CO | 3 |
| NJ | 3 |
| AR | 2 |
| AL | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 36 |
| Problem with a credit reporting company's investigation into an existing problem | 17 |
| Problems when you are unable to pay | 12 |
| Charged fees or interest you didn't expect | 12 |
| Attempts to collect debt not owed | 11 |
| Managing the loan or lease | 10 |
| Communication tactics | 9 |
| False statements or representation | 7 |
| Improper use of your report | 7 |
| Written notification about debt | 7 |
| Problem when making payments | 6 |
| Took or threatened to take negative or legal action | 6 |
| Problem with the payoff process at the end of the loan | 4 |
| Struggling to pay your loan | 4 |
| Threatened to contact someone or share information improperly | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Getting the loan | 3 |
| Loan servicing, payments, escrow account | 2 |
| Taking out the loan or lease | 2 |
| Incorrect information on credit report | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2015 | 15 | 100% |
| 2016 | 12 | 100% |
| 2017 | 42 | 100% |
| 2018 | 68 | 97.1% |
| 2019 | 37 | 100% |
| 2023 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Midcountry Financial Corp spreads across product buckets
Midcountry Financial Corp's 177 logged complaints stay concentrated: only 36 states show a filing. 54.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2023-12-29.
Midcountry Financial Corp answers 97.2% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midcountry Financial Corp.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Midcountry Financial Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 177.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Midcountry Financial Corp (97.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix