Total complaints
146
Filed since 2014
146 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
146 consumer complaints filed with the CFPB
This profile shows MIDCOUNTRY FINANCIAL CORP's complaint history from CFPB public records. 146 consumers have filed complaints since 2014. The company has a 97.3% timely response rate and has provided relief in 0% of cases.
Total complaints
146
Filed since 2014
Timely response
97.3%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How MIDCOUNTRY FINANCIAL CORP's 146 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 44 |
| Credit reporting, credit repair services, or other personal consumer reports | 44 |
| Payday loan, title loan, or personal loan | 29 |
| Consumer Loan | 23 |
| Credit reporting | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Bank account or service | 1 |
| Credit card or prepaid card | 1 |
| Mortgage | 1 |
| State | Complaints |
|---|---|
| IL | 18 |
| TX | 14 |
| TN | 12 |
| MO | 12 |
| FL | 11 |
| CA | 9 |
| VA | 8 |
| IN | 6 |
| NC | 6 |
| GA | 5 |
| WI | 5 |
| MD | 4 |
| PA | 4 |
| CO | 3 |
| KY | 3 |
| MN | 2 |
| AR | 2 |
| NJ | 2 |
| HI | 2 |
| WA | 1 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 29 |
| Problem with a credit reporting company's investigation into an existing problem | 11 |
| Problems when you are unable to pay | 11 |
| Charged fees or interest you didn't expect | 11 |
| Managing the loan or lease | 10 |
| Attempts to collect debt not owed | 9 |
| Communication tactics | 9 |
| Written notification about debt | 7 |
| False statements or representation | 6 |
| Improper use of your report | 6 |
| Problem when making payments | 4 |
| Struggling to pay your loan | 3 |
| Threatened to contact someone or share information improperly | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Problem with the payoff process at the end of the loan | 3 |
| Took or threatened to take negative or legal action | 3 |
| Disclosure verification of debt | 2 |
| Getting the loan | 2 |
| Problem with additional add-on products or services | 2 |
| Incorrect information on credit report | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2015 | 14 | 100% |
| 2016 | 11 | 100% |
| 2017 | 33 | 100% |
| 2018 | 52 | 98.1% |
| 2019 | 33 | 100% |
| 2023 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
MIDCOUNTRY FINANCIAL CORP has accumulated 146 consumer complaints in the CFPB public database, with filings active across 33 U.S. states. Of those submissions, 65 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2023-12-29, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, MIDCOUNTRY FINANCIAL CORP reports a 97.3% timely-response rate and has closed 96.6% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MIDCOUNTRY FINANCIAL CORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
MIDCOUNTRY FINANCIAL CORP has received 146 consumer complaints filed with the Consumer Financial Protection Bureau.
MIDCOUNTRY FINANCIAL CORP has a 97.3% timely response rate to CFPB complaints.
The most common issue reported against MIDCOUNTRY FINANCIAL CORP is "Incorrect information on your report" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.