LendingPoint Holdings LLC
737 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
LendingPoint Holdings LLC complaint mix by product
- Debt collection 162 22.5% – 15% relief
- Credit reporting 143 19.9% – 23% relief
- Payday loan, 143 19.9% – 27% relief
- Credit reporting, 135 18.8% – 2% relief
- Payday loan, 125 17.4% – 2% relief
- Consumer Loan 6 0.8% – 0% relief
- Money transfer, 5 0.7% – 0% relief
How LendingPoint Holdings LLC's 737 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 162 |
| Credit reporting or other personal consumer reports | 143 |
| Payday loan, title loan, personal loan, or advance loan | 143 |
| Credit reporting, credit repair services, or other personal consumer reports | 135 |
| Payday loan, title loan, or personal loan | 125 |
| Consumer Loan | 6 |
| Money transfer, virtual currency, or money service | 5 |
| Credit card or prepaid card | 5 |
| Credit card | 4 |
| Checking or savings account | 4 |
| Vehicle loan or lease | 2 |
| Debt or credit management | 1 |
| Prepaid card | 1 |
| Credit reporting | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 89 |
| FL | 88 |
| TX | 78 |
| GA | 62 |
| NC | 32 |
| PA | 27 |
| VA | 26 |
| NY | 26 |
| NJ | 24 |
| MI | 23 |
| IL | 21 |
| AZ | 19 |
| MO | 18 |
| AL | 16 |
| TN | 16 |
| OH | 15 |
| MN | 12 |
| MD | 11 |
| IN | 11 |
| WA | 10 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 140 |
| Improper use of your report | 110 |
| Problem when making payments | 60 |
| Attempts to collect debt not owed | 58 |
| Charged fees or interest you didn't expect | 46 |
| Took or threatened to take negative or legal action | 35 |
| Struggling to pay your loan | 31 |
| Problem with a credit reporting company's investigation into an existing problem | 31 |
| Getting the loan | 31 |
| Problem with the payoff process at the end of the loan | 27 |
| Problem with a company's investigation into an existing problem | 24 |
| Written notification about debt | 24 |
| Communication tactics | 20 |
| False statements or representation | 19 |
| Problem with additional add-on products or services | 13 |
| Getting a line of credit | 9 |
| Fraud or scam | 5 |
| Threatened to contact someone or share information improperly | 5 |
| Credit monitoring or identity theft protection services | 5 |
| Received a loan you didn't apply for | 5 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 5 | 100% |
| 2017 | 11 | 90.9% |
| 2018 | 22 | 100% |
| 2019 | 27 | 100% |
| 2020 | 43 | 95.3% |
| 2021 | 59 | 100% |
| 2022 | 96 | 88.5% |
| 2023 | 125 | 97.6% |
| 2024 | 129 | 100% |
| 2025 | 155 | 98.7% |
| 2026 | 64 | 96.9% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About LendingPoint Holdings LLC
LendingPoint Holdings LLC's 737 logged complaints reach a nationwide footprint - 49 states have at least one filing on record. 47.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2026-06-23.
LendingPoint Holdings LLC answers 97.2% of complaints inside the CFPB's tracked window and closes 83.9% with a written explanation. 14% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LendingPoint Holdings LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does LendingPoint Holdings LLC have?
737, per the CFPB's public complaint count for this company (see the full breakdown above).
Does LendingPoint Holdings LLC respond to complaints on time?
97.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about LendingPoint Holdings LLC?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.