CFPB · Diversified product mix
LendingPoint Holdings LLC
737 CFPB complaints · diversified mix (top product 22%) · top issue Incorrect information on your report.
LendingPoint Holdings LLC: top product "Debt collection" is only 22% of 737 - multi-bucket mix. Timely 97.2% · relief 14%. Allegations, not findings.
- Diversified product mix
- +6300% filings 2015 to 2026
CFPB relief outcome brief
CCDB company lendingpoint-holdings-llc
14% relief · 97.2% timely · 737 filings · Debt collection
Same-product relief peers
Nearest relief peer: Thaxton Investment Corporation (14.1% relief)
LendingPoint Holdings LLC closes 14% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of LendingPoint Holdings LLC's 737 filings include narrative text
47.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
LendingPoint Holdings LLC complaint mix by product
- Debt collection 162 22.5% – 15% relief
- Credit reporting 143 19.9% – 23% relief
- Payday loan, 143 19.9% – 27% relief
- Credit reporting, 135 18.8% – 2% relief
- Payday loan, 125 17.4% – 2% relief
- Consumer Loan 6 0.8% – 0% relief
- Money transfer, 5 0.7% – 0% relief
How LendingPoint Holdings LLC's 737 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 162 |
| Credit reporting or other personal consumer reports | 143 |
| Payday loan, title loan, personal loan, or advance loan | 143 |
| Credit reporting, credit repair services, or other personal consumer reports | 135 |
| Payday loan, title loan, or personal loan | 125 |
| Consumer Loan | 6 |
| Money transfer, virtual currency, or money service | 5 |
| Credit card or prepaid card | 5 |
| Credit card | 4 |
| Checking or savings account | 4 |
| Vehicle loan or lease | 2 |
| Debt or credit management | 1 |
| Prepaid card | 1 |
| Credit reporting | 1 |
Nationwide filing states for LendingPoint Holdings LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 12.1% of this company's filings
LendingPoint Holdings LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 64
- +6300% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 89 |
| FL | 88 |
| TX | 78 |
| GA | 62 |
| NC | 32 |
| PA | 27 |
| VA | 26 |
| NY | 26 |
| NJ | 24 |
| MI | 23 |
| IL | 21 |
| AZ | 19 |
| MO | 18 |
| AL | 16 |
| TN | 16 |
| OH | 15 |
| MN | 12 |
| MD | 11 |
| IN | 11 |
| WA | 10 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 140 |
| Improper use of your report | 110 |
| Problem when making payments | 60 |
| Attempts to collect debt not owed | 58 |
| Charged fees or interest you didn't expect | 46 |
| Took or threatened to take negative or legal action | 35 |
| Struggling to pay your loan | 31 |
| Problem with a credit reporting company's investigation into an existing problem | 31 |
| Getting the loan | 31 |
| Problem with the payoff process at the end of the loan | 27 |
| Problem with a company's investigation into an existing problem | 24 |
| Written notification about debt | 24 |
| Communication tactics | 20 |
| False statements or representation | 19 |
| Problem with additional add-on products or services | 13 |
| Getting a line of credit | 9 |
| Fraud or scam | 5 |
| Threatened to contact someone or share information improperly | 5 |
| Credit monitoring or identity theft protection services | 5 |
| Received a loan you didn't apply for | 5 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 5 | 100% |
| 2017 | 11 | 90.9% |
| 2018 | 22 | 100% |
| 2019 | 27 | 100% |
| 2020 | 43 | 95.3% |
| 2021 | 59 | 100% |
| 2022 | 96 | 88.5% |
| 2023 | 125 | 97.6% |
| 2024 | 129 | 100% |
| 2025 | 155 | 98.7% |
| 2026 | 64 | 96.9% |
Source: CFPB Consumer Complaint Database
LendingPoint Holdings LLC spreads across product buckets
LendingPoint Holdings LLC's 737 logged complaints reach a nationwide footprint - 49 states have at least one filing. 47.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-23.
LendingPoint Holdings LLC answers 97.2% of complaints inside the CFPB's tracked window and closes 83.9% with a written explanation. 14% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LendingPoint Holdings LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for LendingPoint Holdings LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 737.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for LendingPoint Holdings LLC (97.2% timely; 14% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix