CFPB · Narrative-heavy record
Mid Florida Financing LLC
73 CFPB complaints · 54.8% with narratives · top issue Incorrect information on your report.
Mid Florida Financing LLC: 54.8% of 73 filings include consumer narratives. Timely 100% · relief 1.4% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- -38.5% filings 2023 to 2026
CFPB relief outcome brief
CCDB company mid-florida-financing-llc
1.4% relief · 100% timely · 73 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: NCD Financial, LLC (1.4% relief)
Mid Florida Financing LLC closes 1.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Mid Florida Financing LLC's 73 filings include narrative text
54.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mid Florida Financing LLC complaint mix by product
- Credit reporting 31 42.5% – 0% relief
- Vehicle loan 26 35.6% – 0% relief
- Debt collection 13 17.8% – 8% relief
- Credit reporting, 3 4.1% – 0% relief
How Mid Florida Financing LLC's 73 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 31 |
| Vehicle loan or lease | 26 |
| Debt collection | 13 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Concentrated filing states for Mid Florida Financing LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 86.3% of this company's filings
Mid Florida Financing LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 8
- -38.5% vs 2023
Top States
| State | Complaints |
|---|---|
| FL | 63 |
| AZ | 3 |
| GA | 2 |
| PR | 1 |
| SC | 1 |
| MI | 1 |
| KY | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 18 |
| Repossession | 15 |
| Improper use of your report | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Attempts to collect debt not owed | 3 |
| Struggling to pay your loan | 3 |
| False statements or representation | 3 |
| Written notification about debt | 2 |
| Communication tactics | 2 |
| Getting a loan or lease | 2 |
| Took or threatened to take negative or legal action | 2 |
| Managing the loan or lease | 2 |
| Problems at the end of the loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 13 | 100% |
| 2024 | 24 | 100% |
| 2025 | 28 | 100% |
| 2026 | 8 | 100% |
Source: CFPB Consumer Complaint Database
Mid Florida Financing LLC's narrative-rich complaint ledger
Mid Florida Financing LLC's 73 logged complaints stay concentrated: only 8 states show a filing. 54.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-05-27.
Mid Florida Financing LLC answers 100% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 1.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid Florida Financing LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mid Florida Financing LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 73.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mid Florida Financing LLC (100% timely; 1.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record