2026 data Public-data reference. official source

MID FLORIDA FINANCING LLC

54 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

54 consumer complaints filed with the CFPB

This profile shows MID FLORIDA FINANCING LLC's complaint history from CFPB public records. 54 consumers have filed complaints since 2023. The company has a 100% timely response rate and has provided relief in 1.9% of cases.

54
Total Complaints
100%
Timely Response
0%
Disputed
1.9%
Relief Provided
8
States Active
2023
Since

Total complaints

54

Filed since 2023

Timely response

100%

CFPB-tracked response window

Relief rate

1.9%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.9%
Industry median

Share closed with monetary or non-monetary relief.

MID FLORIDA FINANCING LLC complaint mix by product

Total complaints: 54

MID FLORIDA FINANCING LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 54 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 25 complaints (46.3%), resolution 0.0% Credit reporting 46.3% Vehicle loan: 17 complaints (31.5%), resolution 0.0% Vehicle loan 31.5% Debt collection: 10 complaints (18.5%), resolution 10.0% Debt collection 18.5% Credit reporting,: 2 complaints (3.7%), resolution 0.0%
  • Credit reporting 25 46.3% 0% relief
  • Vehicle loan 17 31.5% 0% relief
  • Debt collection 10 18.5% 10% relief
  • Credit reporting, 2 3.7% 0% relief

How MID FLORIDA FINANCING LLC's 54 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 25
Vehicle loan or lease 17
Debt collection 10
Credit reporting, credit repair services, or other personal consumer reports 2

Top States

State Complaints
FL 47
PR 1
GA 1
MI 1
AZ 1
SC 1
KY 1
TX 1

Top Issues

Issue Complaints
Incorrect information on your report 16
Repossession 10
Improper use of your report 9
Problem with a company's investigation into an existing problem 5
Attempts to collect debt not owed 3
Took or threatened to take negative or legal action 2
Communication tactics 2
Struggling to pay your loan 2
False statements or representation 2
Getting a loan or lease 1
Managing the loan or lease 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2023 10 100%
2024 19 100%
2025 23 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About MID FLORIDA FINANCING LLC

MID FLORIDA FINANCING LLC has accumulated 54 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 25 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-01-21, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, MID FLORIDA FINANCING LLC reports a 100% timely-response rate and has closed 98.1% of cases with a written explanation to the consumer. 1.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MID FLORIDA FINANCING LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does MID FLORIDA FINANCING LLC have?

MID FLORIDA FINANCING LLC has received 54 consumer complaints filed with the Consumer Financial Protection Bureau.

Does MID FLORIDA FINANCING LLC respond to complaints on time?

MID FLORIDA FINANCING LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about MID FLORIDA FINANCING LLC?

The most common issue reported against MID FLORIDA FINANCING LLC is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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