Total complaints
1.6K
Filed since 2012
1.6K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.6K consumer complaints filed with the CFPB
This profile shows STATE EMPLOYEES CREDIT UNION's complaint history from CFPB public records. 1,565 consumers have filed complaints since 2012. The company has a 98.5% timely response rate and has provided relief in 1.7% of cases.
Total complaints
1.6K
Filed since 2012
Timely response
98.5%
CFPB-tracked response window
Relief rate
1.7%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How STATE EMPLOYEES CREDIT UNION's 1.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 406 |
| Checking or savings account | 322 |
| Debt collection | 255 |
| Credit reporting, credit repair services, or other personal consumer reports | 145 |
| Mortgage | 113 |
| Vehicle loan or lease | 99 |
| Bank account or service | 62 |
| Credit card | 48 |
| Money transfer, virtual currency, or money service | 26 |
| Payday loan, title loan, or personal loan | 23 |
| Payday loan, title loan, personal loan, or advance loan | 21 |
| Credit card or prepaid card | 21 |
| Consumer Loan | 12 |
| Debt or credit management | 6 |
| Prepaid card | 2 |
| Payday loan | 2 |
| Money transfers | 2 |
| State | Complaints |
|---|---|
| NC | 1.4K |
| GA | 47 |
| SC | 30 |
| TX | 22 |
| VA | 19 |
| FL | 18 |
| NY | 10 |
| MD | 5 |
| CA | 3 |
| PA | 2 |
| TN | 2 |
| OH | 2 |
| CO | 1 |
| IN | 1 |
| OR | 1 |
| WY | 1 |
| AP | 1 |
| MS | 1 |
| KY | 1 |
| ND | 1 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 334 |
| Managing an account | 218 |
| Took or threatened to take negative or legal action | 124 |
| Improper use of your report | 120 |
| Problem with a company's investigation into an existing problem | 109 |
| Attempts to collect debt not owed | 68 |
| Problem with a lender or other company charging your account | 54 |
| Problem with a credit reporting company's investigation into an existing problem | 39 |
| Written notification about debt | 31 |
| Struggling to pay mortgage | 29 |
| Account opening, closing, or management | 28 |
| Managing the loan or lease | 25 |
| False statements or representation | 25 |
| Trouble during payment process | 23 |
| Applying for a mortgage or refinancing an existing mortgage | 21 |
| Problem caused by your funds being low | 20 |
| Problem with a purchase shown on your statement | 20 |
| Struggling to pay your loan | 19 |
| Deposits and withdrawals | 18 |
| Getting a loan or lease | 17 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 4 | 100% |
| 2013 | 12 | 91.7% |
| 2014 | 17 | 100% |
| 2015 | 29 | 100% |
| 2016 | 27 | 100% |
| 2017 | 68 | 98.5% |
| 2018 | 47 | 100% |
| 2019 | 42 | 100% |
| 2020 | 55 | 98.2% |
| 2021 | 98 | 96.9% |
| 2022 | 108 | 99.1% |
| 2023 | 146 | 100% |
| 2024 | 262 | 98.9% |
| 2025 | 495 | 97.2% |
| 2026 | 155 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
STATE EMPLOYEES CREDIT UNION has accumulated 1,565 consumer complaints in the CFPB public database, with filings active across 23 U.S. states. Of those submissions, 391 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, STATE EMPLOYEES CREDIT UNION reports a 98.5% timely-response rate and has closed 97.6% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating STATE EMPLOYEES CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
STATE EMPLOYEES CREDIT UNION has received 1,565 consumer complaints filed with the Consumer Financial Protection Bureau.
STATE EMPLOYEES CREDIT UNION has a 98.5% timely response rate to CFPB complaints.
The most common issue reported against STATE EMPLOYEES CREDIT UNION is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.