2026 data Public-data reference. official source

STATE EMPLOYEES CREDIT UNION

1.6K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.6K consumer complaints filed with the CFPB

This profile shows STATE EMPLOYEES CREDIT UNION's complaint history from CFPB public records. 1,565 consumers have filed complaints since 2012. The company has a 98.5% timely response rate and has provided relief in 1.7% of cases.

1.6K
Total Complaints
98.5%
Timely Response
1.2%
Disputed
1.7%
Relief Provided
23
States Active
2012
Since

Total complaints

1.6K

Filed since 2012

Timely response

98.5%

CFPB-tracked response window

Relief rate

1.7%

Closed with monetary or non-monetary relief

Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.7%
Industry median

Share closed with monetary or non-monetary relief.

STATE EMPLOYEES CREDIT UNION complaint mix by product

Total complaints: 1.6K

STATE EMPLOYEES CREDIT UNION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.6K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 406 complaints (29.0%), resolution 0.0% Credit reporting 29.0% Checking or: 322 complaints (23.0%), resolution 1.2% Checking or 23.0% Debt collection: 255 complaints (18.2%), resolution 0.4% Debt collection 18.2% Credit reporting,: 145 complaints (10.3%), resolution 0.0% Credit reporting, 10.3% Mortgage: 113 complaints (8.1%), resolution 2.7% Mortgage 8.1% Vehicle loan: 99 complaints (7.1%), resolution 1.0% Vehicle loan 7.1% Bank account: 62 complaints (4.4%), resolution 21.0%
  • Credit reporting 406 29.0% 0% relief
  • Checking or 322 23.0% 1% relief
  • Debt collection 255 18.2% 0% relief
  • Credit reporting, 145 10.3% 0% relief
  • Mortgage 113 8.1% 3% relief
  • Vehicle loan 99 7.1% 1% relief
  • Bank account 62 4.4% 21% relief

How STATE EMPLOYEES CREDIT UNION's 1.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 406
Checking or savings account 322
Debt collection 255
Credit reporting, credit repair services, or other personal consumer reports 145
Mortgage 113
Vehicle loan or lease 99
Bank account or service 62
Credit card 48
Money transfer, virtual currency, or money service 26
Payday loan, title loan, or personal loan 23
Payday loan, title loan, personal loan, or advance loan 21
Credit card or prepaid card 21
Consumer Loan 12
Debt or credit management 6
Prepaid card 2
Payday loan 2
Money transfers 2

Top States

State Complaints
NC 1.4K
GA 47
SC 30
TX 22
VA 19
FL 18
NY 10
MD 5
CA 3
PA 2
TN 2
OH 2
CO 1
IN 1
OR 1
WY 1
AP 1
MS 1
KY 1
ND 1

Top Issues

Issue Complaints
Incorrect information on your report 334
Managing an account 218
Took or threatened to take negative or legal action 124
Improper use of your report 120
Problem with a company's investigation into an existing problem 109
Attempts to collect debt not owed 68
Problem with a lender or other company charging your account 54
Problem with a credit reporting company's investigation into an existing problem 39
Written notification about debt 31
Struggling to pay mortgage 29
Account opening, closing, or management 28
Managing the loan or lease 25
False statements or representation 25
Trouble during payment process 23
Applying for a mortgage or refinancing an existing mortgage 21
Problem caused by your funds being low 20
Problem with a purchase shown on your statement 20
Struggling to pay your loan 19
Deposits and withdrawals 18
Getting a loan or lease 17

Yearly Trend

Year Complaints Timely
2012 4 100%
2013 12 91.7%
2014 17 100%
2015 29 100%
2016 27 100%
2017 68 98.5%
2018 47 100%
2019 42 100%
2020 55 98.2%
2021 98 96.9%
2022 108 99.1%
2023 146 100%
2024 262 98.9%
2025 495 97.2%
2026 155 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About STATE EMPLOYEES CREDIT UNION

STATE EMPLOYEES CREDIT UNION has accumulated 1,565 consumer complaints in the CFPB public database, with filings active across 23 U.S. states. Of those submissions, 391 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, STATE EMPLOYEES CREDIT UNION reports a 98.5% timely-response rate and has closed 97.6% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating STATE EMPLOYEES CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does STATE EMPLOYEES CREDIT UNION have?

STATE EMPLOYEES CREDIT UNION has received 1,565 consumer complaints filed with the Consumer Financial Protection Bureau.

Does STATE EMPLOYEES CREDIT UNION respond to complaints on time?

STATE EMPLOYEES CREDIT UNION has a 98.5% timely response rate to CFPB complaints.

What is the most common complaint about STATE EMPLOYEES CREDIT UNION?

The most common issue reported against STATE EMPLOYEES CREDIT UNION is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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