CFPB · Single-product concentration

Mid Atlantic Auto Finance

5 CFPB complaints · 80% in "Vehicle loan or lease" · top issue Repossession.

5 CFPB complaints

Mid Atlantic Auto Finance: 80% of 5 CFPB complaints sit in "Vehicle loan or lease". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2025 to 2026

CFPB relief outcome brief

CCDB company mid-atlantic-auto-finance

0% relief · 100% timely · 5 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Mid Atlantic Auto Finance (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Mid Atlantic Auto Finance and nearest filing-volume peers

Mid Atlantic Auto Finance closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mid Atlantic Auto Finance complaint mix by product

Total complaints: 5

Mid Atlantic Auto Finance complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 4 complaints (80.0%), resolution 0.0% Vehicle loan 80.0% Debt collection: 1 complaints (20.0%), resolution 0.0% Debt collection 20.0%
  • Vehicle loan 4 80.0% 0% relief
  • Debt collection 1 20.0% 0% relief

How Mid Atlantic Auto Finance's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 4
Debt collection 1

Concentrated filing states for Mid Atlantic Auto Finance

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NJ
80% of this company's filings
NJ4FL1

Mid Atlantic Auto Finance rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2025
1.522.533.5 20252026 3

Top States

State Complaints
NJ 4
FL 1

Top Issues

Issue Complaints
Repossession 2
Incorrect information on your report 1
Managing the loan or lease 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2025 2 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Mid Atlantic Auto Finance filings cluster in one product

Mid Atlantic Auto Finance's 5 logged complaints stay concentrated: only 2 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2025 through 2026-04-25.

Mid Atlantic Auto Finance answers 100% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Repossession."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid Atlantic Auto Finance.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mid Atlantic Auto Finance: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mid Atlantic Auto Finance (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration