Total complaints
16
Filed since 2013
2026 data Public-data reference. official source
Michael G. Niles
16 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
16 consumer complaints filed with the CFPB
This profile shows Michael G. Niles's complaint history from CFPB public records. 16 consumers have filed complaints since 2013. The company has a 100% timely response rate and has provided relief in 37.5% of cases.
16
Total Complaints
100%
Timely Response
0%
Disputed
37.5%
Relief Provided
6
States Active
2013
Since
Timely response
100%
CFPB-tracked response window
Relief rate
37.5%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 37.5%
Industry median
Share closed with monetary or non-monetary relief.
Michael G. Niles complaint mix by product
- Debt collection 14 87.5% – 29% relief
- Credit reporting, 2 12.5% – 100% relief
How Michael G. Niles's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Top States
| State | Complaints |
|---|---|
| SC | 7 |
| KY | 3 |
| PA | 2 |
| MS | 2 |
| OR | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 6 |
| Cont'd attempts collect debt not owed | 4 |
| Attempts to collect debt not owed | 3 |
| Communication tactics | 1 |
| Incorrect information on your report | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 1 | 100% |
| 2017 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Michael G. Niles
Michael G. Niles has accumulated 16 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2024-09-06, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Michael G. Niles reports a 100% timely-response rate and has closed 62.5% of cases with a written explanation to the consumer. 37.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Written notification about debt".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Michael G. Niles: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Michael G. Niles have?
Michael G. Niles has received 16 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Michael G. Niles respond to complaints on time?
Michael G. Niles has a 100% timely response rate to CFPB complaints.
What is the most common complaint about Michael G. Niles?
The most common issue reported against Michael G. Niles is "Written notification about debt" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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