CFPB · Single-product concentration
Michael G. Niles
16 CFPB complaints · 87.5% in "Debt collection" · top issue Written notification about debt.
Michael G. Niles: 87.5% of 16 CFPB complaints sit in "Debt collection". Timely 100% · relief 37.5%. Allegations, not findings.
- Single-product concentration
- +600% filings 2013 to 2024
CFPB relief outcome brief
CCDB company michael-g-niles
37.5% relief · 100% timely · 16 filings · Debt collection
Same-product relief peers
Nearest relief peer: Direcmanagement, Inc. (37.4% relief)
Michael G. Niles closes 37.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Michael G. Niles's 16 filings include narrative text
43.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Michael G. Niles complaint mix by product
- Debt collection 14 87.5% – 29% relief
- Credit reporting, 2 12.5% – 100% relief
How Michael G. Niles's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Concentrated filing states for Michael G. Niles
Top states by attributed CFPB complaint volume for this company
- Leading state
- SC
- 43.8% of this company's filings
Michael G. Niles rising annual filings
Annual filing volume from the CFPB public database
- 2024
- 7
- +600% vs 2013
Top States
| State | Complaints |
|---|---|
| SC | 7 |
| KY | 3 |
| PA | 2 |
| MS | 2 |
| OR | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 6 |
| Cont'd attempts collect debt not owed | 4 |
| Attempts to collect debt not owed | 3 |
| Incorrect information on your report | 1 |
| Communication tactics | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 1 | 100% |
| 2017 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Michael G. Niles filings cluster in one product
Michael G. Niles's 16 logged complaints stay concentrated: only 6 states show a filing. 43.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2024-09-06.
Michael G. Niles answers 100% of complaints inside the CFPB's tracked window and closes 62.5% with a written explanation. 37.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Michael G. Niles.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Michael G. Niles: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 16.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Michael G. Niles (100% timely; 37.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration