CFPB · Single-product concentration

McKenzie Paul & Associates

37 CFPB complaints · 94.6% in "Debt collection" · top issue Attempts to collect debt not owed.

37 CFPB complaints

McKenzie Paul & Associates: 94.6% of 37 CFPB complaints sit in "Debt collection". Timely 91.9% · relief 2.7%. Allegations, not findings.

  • Single-product concentration
  • +500% filings 2013 to 2026

CFPB relief outcome brief

CCDB company mckenzie-paul-associates

2.7% relief · 91.9% timely · 37 filings · Debt collection

Nearest relief peer: Duvera Billing Services, LLC (2.7% relief)

McKenzie Paul & Associates (…2.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among McKenzie Paul & Associates and nearest filing-volume peers

McKenzie Paul & Associates closes 2.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of McKenzie Paul & Associates's 37 filings include narrative text

40.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 91.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

McKenzie Paul & Associates complaint mix by product

Total complaints: 37

McKenzie Paul & Associates complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 37 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 35 complaints (94.6%), resolution 2.9% Debt collection 94.6% Credit reporting: 1 complaints (2.7%), resolution 0.0% Credit reporting,: 1 complaints (2.7%), resolution 0.0%
  • Debt collection 35 94.6% 3% relief
  • Credit reporting 1 2.7% 0% relief
  • Credit reporting, 1 2.7% 0% relief

How McKenzie Paul & Associates's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 35
Credit reporting or other personal consumer reports 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for McKenzie Paul & Associates

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
51.4% of this company's filings
TX19LA4AZ4CA3WA2CT1OK1MS1

McKenzie Paul & Associates rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+500% vs 2013
02468 2013201520182020202220242026 6

Top States

State Complaints
TX 19
LA 4
AZ 4
CA 3
WA 2
CT 1
OK 1
MS 1
IL 1
RI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 12
Written notification about debt 7
Communication tactics 7
Took or threatened to take negative or legal action 6
Incorrect information on your report 2
False statements or representation 2
Taking/threatening an illegal action 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 1 0%
2015 1 0%
2017 3 100%
2018 5 100%
2019 1 100%
2020 2 100%
2021 3 100%
2022 3 100%
2023 1 100%
2024 5 100%
2025 5 100%
2026 6 100%

Source: CFPB Consumer Complaint Database

McKenzie Paul & Associates filings cluster in one product

McKenzie Paul & Associates's 37 logged complaints stay concentrated: only 10 states show a filing. 40.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-04.

McKenzie Paul & Associates answers 91.9% of complaints inside the CFPB's tracked window and closes 97.3% with a written explanation. 2.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about McKenzie Paul & Associates.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for McKenzie Paul & Associates: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for McKenzie Paul & Associates (91.9% timely; 2.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration