CFPB · Narrative-heavy record
Luckmore Finance
26 CFPB complaints · 61.5% with narratives · top issue Incorrect information on your report.
Luckmore Finance: 61.5% of 26 filings include consumer narratives. Timely 96.2% · relief 0% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2015 to 2025
CFPB relief outcome brief
CCDB company luckmore-finance
0% relief · 96.2% timely · 26 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kashia Services (0% relief)
Luckmore Finance closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Luckmore Finance's 26 filings include narrative text
61.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Luckmore Finance complaint mix by product
- Payday loan, 10 38.5% – 0% relief
- Credit reporting, 7 26.9% – 0% relief
- Debt collection 4 15.4% – 0% relief
- Credit reporting 2 7.7% – 0% relief
- Vehicle loan 2 7.7% – 0% relief
- Consumer Loan 1 3.8% – 0% relief
How Luckmore Finance's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Debt collection | 4 |
| Credit reporting or other personal consumer reports | 2 |
| Vehicle loan or lease | 2 |
| Consumer Loan | 1 |
Concentrated filing states for Luckmore Finance
Top states by attributed CFPB complaint volume for this company
- Leading state
- LA
- 69.2% of this company's filings
Luckmore Finance falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -66.7% vs 2015
Top States
| State | Complaints |
|---|---|
| LA | 18 |
| MS | 6 |
| TX | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 7 |
| Problem when making payments | 5 |
| Communication tactics | 2 |
| Improper use of your report | 2 |
| Struggling to pay your loan | 2 |
| Getting a line of credit | 2 |
| False statements or representation | 1 |
| Repossession | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Managing the loan or lease | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Getting the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 3 | 100% |
| 2021 | 5 | 100% |
| 2022 | 8 | 100% |
| 2023 | 1 | 100% |
| 2024 | 3 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Luckmore Finance's narrative-rich complaint ledger
Luckmore Finance's 26 logged complaints stay concentrated: only 4 states show a filing. 61.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-07-30.
Luckmore Finance answers 96.2% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Luckmore Finance.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Luckmore Finance: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 26.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Luckmore Finance (96.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record