CFPB · Diversified product mix
Lowcountry Credit Inc.
22 CFPB complaints · diversified mix (top product 31.8%) · top issue Managing the loan or lease.
Lowcountry Credit Inc.: top product "Vehicle loan or lease" is only 31.8% of 22 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.
- Diversified product mix
- +300% filings 2015 to 2026
CFPB relief outcome brief
CCDB company lowcountry-credit-inc
0% relief · 100% timely · 22 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
Lowcountry Credit Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 22 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lowcountry Credit Inc. complaint mix by product
- Vehicle loan 7 31.8% – 0% relief
- Credit reporting 6 27.3% – 0% relief
- Debt collection 6 27.3% – 0% relief
- Consumer Loan 2 9.1% – 0% relief
- Credit reporting, 1 4.5% – 0% relief
How Lowcountry Credit Inc.'s 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 7 |
| Credit reporting or other personal consumer reports | 6 |
| Debt collection | 6 |
| Consumer Loan | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Lowcountry Credit Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- +300% vs 2015
Top States
| State | Complaints |
|---|---|
| SC | 21 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 5 |
| Incorrect information on your report | 4 |
| Improper use of your report | 2 |
| Took or threatened to take negative or legal action | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Communication tactics | 1 |
| Attempts to collect debt not owed | 1 |
| Repossession | 1 |
| Problems when you are unable to pay | 1 |
| Taking/threatening an illegal action | 1 |
| Struggling to pay your loan | 1 |
| Written notification about debt | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 1 | 100% |
| 2017 | 2 | 100% |
| 2018 | 3 | 100% |
| 2019 | 1 | 100% |
| 2021 | 3 | 100% |
| 2022 | 1 | 100% |
| 2024 | 2 | 100% |
| 2025 | 4 | 100% |
| 2026 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Lowcountry Credit Inc. spreads across product buckets
Lowcountry Credit Inc.'s 22 logged complaints stay concentrated: only 1 state shows a filing. Only 22.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-04-25.
Lowcountry Credit Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lowcountry Credit Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lowcountry Credit Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 22.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lowcountry Credit Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix