CFPB · Mid-pack CFPB posture

Liberty Career Finance, LLC

27 CFPB complaints · 14 states · top issue Incorrect information on your report.

27 CFPB complaints

Liberty Career Finance, LLC has 27 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +600% filings 2021 to 2026

CFPB relief outcome brief

CCDB company liberty-career-finance-llc

0% relief · 100% timely · 27 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Liberty Career Finance, LLC …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Liberty Career Finance, LLC and nearest filing-volume peers

Liberty Career Finance, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 27 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Liberty Career Finance, LLC complaint mix by product

Total complaints: 27

Liberty Career Finance, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 27 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 12 complaints (44.4%), resolution 0.0% Credit reporting 44.4% Student loan: 6 complaints (22.2%), resolution 0.0% Student loan 22.2% Debt collection: 6 complaints (22.2%), resolution 0.0% Debt collection 22.2% Credit reporting,: 3 complaints (11.1%), resolution 0.0% Credit reporting, 11.1%
  • Credit reporting 12 44.4% 0% relief
  • Student loan 6 22.2% 0% relief
  • Debt collection 6 22.2% 0% relief
  • Credit reporting, 3 11.1% 0% relief

How Liberty Career Finance, LLC's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 12
Student loan 6
Debt collection 6
Credit reporting, credit repair services, or other personal consumer reports 3

Where Liberty Career Finance, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
18.5% of this company's filings
GA5TX4NC2IL2NJ2VA2AR2SC2

Liberty Career Finance, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+600% vs 2021
0246810 202120222023202420252026 7

Top States

State Complaints
GA 5
TX 4
NC 2
IL 2
NJ 2
VA 2
AR 2
SC 2
MO 1
OH 1
TN 1
AL 1
MS 1
IN 1

Top Issues

Issue Complaints
Incorrect information on your report 15
Problem with a company's investigation into an existing problem 2
Attempts to collect debt not owed 2
Took or threatened to take negative or legal action 2
Communication tactics 2
Getting a loan 1
Struggling to repay your loan 1
Improper use of your report 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 2 100%
2023 5 100%
2024 9 100%
2025 3 100%
2026 7 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Liberty Career Finance, LLC

Liberty Career Finance, LLC's 27 logged complaints stay concentrated: only 14 states show a filing. Only 29.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-24.

Liberty Career Finance, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Liberty Career Finance, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Liberty Career Finance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Liberty Career Finance, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture