Total complaints
1.2K
Filed since 2013
1.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.2K consumer complaints filed with the CFPB
This profile shows Williams & Fudge, Inc's complaint history from CFPB public records. 1,181 consumers have filed complaints since 2013. The company has a 99.6% timely response rate and has provided relief in 0% of cases.
Total complaints
1.2K
Filed since 2013
Timely response
99.6%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Williams & Fudge, Inc's 1.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 998 |
| Student loan | 88 |
| Credit reporting or other personal consumer reports | 55 |
| Credit reporting, credit repair services, or other personal consumer reports | 32 |
| Credit reporting | 3 |
| Debt or credit management | 2 |
| Bank account or service | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit card | 1 |
| State | Complaints |
|---|---|
| GA | 113 |
| TX | 107 |
| FL | 101 |
| CA | 93 |
| NC | 61 |
| VA | 53 |
| NY | 49 |
| PA | 38 |
| SC | 36 |
| CO | 32 |
| IL | 32 |
| MI | 30 |
| WA | 28 |
| NJ | 27 |
| AL | 26 |
| OH | 25 |
| TN | 25 |
| IN | 20 |
| AZ | 20 |
| MO | 19 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 249 |
| Communication tactics | 209 |
| Written notification about debt | 129 |
| False statements or representation | 120 |
| Cont'd attempts collect debt not owed | 87 |
| Incorrect information on your report | 52 |
| Threatened to contact someone or share information improperly | 51 |
| Took or threatened to take negative or legal action | 51 |
| Disclosure verification of debt | 51 |
| Improper contact or sharing of info | 33 |
| Dealing with your lender or servicer | 33 |
| Dealing with my lender or servicer | 30 |
| Improper use of your report | 20 |
| Electronic communications | 11 |
| Problem with a company's investigation into an existing problem | 10 |
| Can't repay my loan | 9 |
| Taking/threatening an illegal action | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Struggling to repay your loan | 6 |
| Issue where my lender is my school | 4 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 38 | 100% |
| 2014 | 80 | 100% |
| 2015 | 69 | 100% |
| 2016 | 66 | 100% |
| 2017 | 76 | 98.7% |
| 2018 | 62 | 100% |
| 2019 | 70 | 100% |
| 2020 | 50 | 100% |
| 2021 | 57 | 100% |
| 2022 | 68 | 100% |
| 2023 | 103 | 100% |
| 2024 | 138 | 99.3% |
| 2025 | 237 | 99.2% |
| 2026 | 67 | 98.5% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Williams & Fudge, Inc has accumulated 1,181 consumer complaints in the CFPB public database, with filings active across 53 U.S. states. Of those submissions, 400 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Williams & Fudge, Inc reports a 99.6% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Williams & Fudge, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Williams & Fudge, Inc has received 1,181 consumer complaints filed with the Consumer Financial Protection Bureau.
Williams & Fudge, Inc has a 99.6% timely response rate to CFPB complaints.
The most common issue reported against Williams & Fudge, Inc is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.