CFPB · Lower closed-with-relief share
Williams & Fudge, Inc
1.5K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
Williams & Fudge, Inc closes 0% with relief (lower third) on 1.5K filings. Timely 99.6% · top product Debt collection. Allegations, not findings.
- Volume rank #273 of 342
- Lower closed-with-relief share
- +310.5% filings 2013 to 2026
CFPB relief outcome brief
CCDB company williams-fudge-inc
0% relief · 99.6% timely · 1.5K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Williams & Fudge, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Williams & Fudge, Inc's 1.5K filings include narrative text
43.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Williams & Fudge, Inc complaint mix by product
- Debt collection 1K 84.1% – 0% relief
- Student loan 108 7.3% – 0% relief
- Credit reporting 79 5.3% – 0% relief
- Credit reporting, 42 2.8% – 0% relief
- Debt or 3 0.2% – 0% relief
- Credit reporting 3 0.2% – 0% relief
- Vehicle loan 1 0.1% – 0% relief
Lighter-volume mix: how Williams & Fudge, Inc's 1.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.2K |
| Student loan | 108 |
| Credit reporting or other personal consumer reports | 79 |
| Credit reporting, credit repair services, or other personal consumer reports | 42 |
| Debt or credit management | 3 |
| Credit reporting | 3 |
| Vehicle loan or lease | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit card | 1 |
| Bank account or service | 1 |
| Consumer Loan | 1 |
Nationwide filing states for Williams & Fudge, Inc
Top states by attributed volume, lighter-filing company
- Leading state
- TX
- 9.9% of this company's filings
Williams & Fudge, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 156
- +310.5% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 147 |
| GA | 138 |
| FL | 123 |
| CA | 120 |
| NC | 76 |
| VA | 61 |
| NY | 55 |
| PA | 47 |
| SC | 44 |
| IL | 42 |
| CO | 41 |
| MI | 37 |
| WA | 36 |
| NJ | 35 |
| OH | 34 |
| AL | 31 |
| TN | 28 |
| AZ | 25 |
| IN | 25 |
| MO | 24 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 318 |
| Communication tactics | 262 |
| Written notification about debt | 172 |
| False statements or representation | 165 |
| Cont'd attempts collect debt not owed | 91 |
| Incorrect information on your report | 72 |
| Threatened to contact someone or share information improperly | 68 |
| Took or threatened to take negative or legal action | 64 |
| Disclosure verification of debt | 52 |
| Dealing with your lender or servicer | 43 |
| Dealing with my lender or servicer | 35 |
| Improper contact or sharing of info | 33 |
| Improper use of your report | 28 |
| Electronic communications | 17 |
| Problem with a company's investigation into an existing problem | 14 |
| Struggling to repay your loan | 9 |
| Can't repay my loan | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Taking/threatening an illegal action | 7 |
| Issue where my lender is my school | 5 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 38 | 100% |
| 2014 | 80 | 100% |
| 2015 | 74 | 100% |
| 2016 | 75 | 100% |
| 2017 | 85 | 98.8% |
| 2018 | 83 | 100% |
| 2019 | 78 | 100% |
| 2020 | 66 | 100% |
| 2021 | 65 | 100% |
| 2022 | 88 | 100% |
| 2023 | 134 | 100% |
| 2024 | 165 | 99.4% |
| 2025 | 302 | 99.3% |
| 2026 | 156 | 98.7% |
Source: CFPB Consumer Complaint Database
Williams & Fudge, Inc in the lower-relief third
Williams & Fudge, Inc's 1,489 logged complaints reach a nationwide footprint - 54 states have at least one filing. 43.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-23. Closed-with-relief 0% sits in the lower third of the corpus.
Williams & Fudge, Inc closes 0% with monetary or non-monetary relief and answers 99.6% inside the CFPB window; 99.7% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Williams & Fudge, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Williams & Fudge, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.5K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Williams & Fudge, Inc (#272 of 342; 99.6% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share