2026 data Public-data reference. official source

Williams & Fudge, Inc

1.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.2K consumer complaints filed with the CFPB

This profile shows Williams & Fudge, Inc's complaint history from CFPB public records. 1,181 consumers have filed complaints since 2013. The company has a 99.6% timely response rate and has provided relief in 0% of cases.

1.2K
Total Complaints
99.6%
Timely Response
3.6%
Disputed
0%
Relief Provided
53
States Active
2013
Since

Total complaints

1.2K

Filed since 2013

Timely response

99.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Williams & Fudge, Inc complaint mix by product

Total complaints: 1.2K

Williams & Fudge, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 998 complaints (84.6%), resolution 0.0% Debt collection 84.6% Student loan: 88 complaints (7.5%), resolution 0.0% Student loan 7.5% Credit reporting: 55 complaints (4.7%), resolution 0.0% Credit reporting,: 32 complaints (2.7%), resolution 0.0% Credit reporting: 3 complaints (0.3%), resolution 0.0% Debt or: 2 complaints (0.2%), resolution 0.0% Bank account: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 998 84.6% 0% relief
  • Student loan 88 7.5% 0% relief
  • Credit reporting 55 4.7% 0% relief
  • Credit reporting, 32 2.7% 0% relief
  • Credit reporting 3 0.3% 0% relief
  • Debt or 2 0.2% 0% relief
  • Bank account 1 0.1% 0% relief

How Williams & Fudge, Inc's 1.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 998
Student loan 88
Credit reporting or other personal consumer reports 55
Credit reporting, credit repair services, or other personal consumer reports 32
Credit reporting 3
Debt or credit management 2
Bank account or service 1
Payday loan, title loan, personal loan, or advance loan 1
Credit card 1

Top States

State Complaints
GA 113
TX 107
FL 101
CA 93
NC 61
VA 53
NY 49
PA 38
SC 36
CO 32
IL 32
MI 30
WA 28
NJ 27
AL 26
OH 25
TN 25
IN 20
AZ 20
MO 19

Top Issues

Issue Complaints
Attempts to collect debt not owed 249
Communication tactics 209
Written notification about debt 129
False statements or representation 120
Cont'd attempts collect debt not owed 87
Incorrect information on your report 52
Threatened to contact someone or share information improperly 51
Took or threatened to take negative or legal action 51
Disclosure verification of debt 51
Improper contact or sharing of info 33
Dealing with your lender or servicer 33
Dealing with my lender or servicer 30
Improper use of your report 20
Electronic communications 11
Problem with a company's investigation into an existing problem 10
Can't repay my loan 9
Taking/threatening an illegal action 7
Problem with a credit reporting company's investigation into an existing problem 6
Struggling to repay your loan 6
Issue where my lender is my school 4

Yearly Trend

Year Complaints Timely
2013 38 100%
2014 80 100%
2015 69 100%
2016 66 100%
2017 76 98.7%
2018 62 100%
2019 70 100%
2020 50 100%
2021 57 100%
2022 68 100%
2023 103 100%
2024 138 99.3%
2025 237 99.2%
2026 67 98.5%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Williams & Fudge, Inc

Williams & Fudge, Inc has accumulated 1,181 consumer complaints in the CFPB public database, with filings active across 53 U.S. states. Of those submissions, 400 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Williams & Fudge, Inc reports a 99.6% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Williams & Fudge, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Williams & Fudge, Inc have?

Williams & Fudge, Inc has received 1,181 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Williams & Fudge, Inc respond to complaints on time?

Williams & Fudge, Inc has a 99.6% timely response rate to CFPB complaints.

What is the most common complaint about Williams & Fudge, Inc?

The most common issue reported against Williams & Fudge, Inc is "Attempts to collect debt not owed" in the "Debt collection" product category.

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