Lac Courte Oreilles Financial Services II
53 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lac Courte Oreilles Financial Services II complaint mix by product
- Payday loan, 37 69.8% – 43% relief
- Payday loan, 11 20.8% – 82% relief
- Debt collection 5 9.4% – 40% relief
How Lac Courte Oreilles Financial Services II's 53 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 37 |
| Payday loan, title loan, or personal loan | 11 |
| Debt collection | 5 |
Top States
| State | Complaints |
|---|---|
| IL | 10 |
| FL | 5 |
| CA | 4 |
| NC | 4 |
| GA | 3 |
| TN | 3 |
| OH | 2 |
| MS | 2 |
| MD | 2 |
| WA | 2 |
| SC | 2 |
| WI | 2 |
| CO | 2 |
| AZ | 1 |
| OR | 1 |
| NJ | 1 |
| IN | 1 |
| ID | 1 |
| OK | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 20 |
| Struggling to pay your loan | 11 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 5 |
| Communication tactics | 3 |
| Can't stop withdrawals from your bank account | 3 |
| Getting a line of credit | 1 |
| Confusing or missing disclosures | 1 |
| Loan payment wasn't credited to your account | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Received a loan you didn't apply for | 1 |
| Was approved for a loan, but didn't receive the money | 1 |
| False statements or representation | 1 |
| Electronic communications | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Getting the loan | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 4 | 100% |
| 2023 | 13 | 100% |
| 2024 | 17 | 100% |
| 2025 | 16 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Lac Courte Oreilles Financial Services II
Lac Courte Oreilles Financial Services II's 53 logged complaints stay concentrated: only 23 states show a filing on record. 62.3% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-05-01.
Lac Courte Oreilles Financial Services II answers 100% of complaints inside the CFPB's tracked window and closes 49.1% with a written explanation. 50.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lac Courte Oreilles Financial Services II.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Lac Courte Oreilles Financial Services II have?
53, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Lac Courte Oreilles Financial Services II respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Lac Courte Oreilles Financial Services II?
"Charged fees or interest you didn't expect", filed under the "Payday loan, title loan, personal loan, or advance loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.