CFPB · Narrative-heavy record
Lac Courte Oreilles Financial Services II
53 CFPB complaints · 62.3% with narratives · top issue Charged fees or interest you didn't expect.
Lac Courte Oreilles Financial Services II: 62.3% of 53 filings include consumer narratives. Timely 100% · relief 50.9% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.
- Narrative-heavy record
- -25% filings 2022 to 2026
CFPB relief outcome brief
CCDB company lac-courte-oreilles-financial-services-ii
50.9% relief · 100% timely · 53 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Tilt Finance, Inc. (24.5% relief)
Lac Courte Oreilles Financial Services II closes 50.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Lac Courte Oreilles Financial Services II's 53 filings include narrative text
62.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lac Courte Oreilles Financial Services II complaint mix by product
- Payday loan, 37 69.8% – 43% relief
- Payday loan, 11 20.8% – 82% relief
- Debt collection 5 9.4% – 40% relief
How Lac Courte Oreilles Financial Services II's 53 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 37 |
| Payday loan, title loan, or personal loan | 11 |
| Debt collection | 5 |
Where Lac Courte Oreilles Financial Services II complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 18.9% of this company's filings
Lac Courte Oreilles Financial Services II falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -25% vs 2022
Top States
| State | Complaints |
|---|---|
| IL | 10 |
| FL | 5 |
| CA | 4 |
| NC | 4 |
| GA | 3 |
| TN | 3 |
| OH | 2 |
| MS | 2 |
| MD | 2 |
| WA | 2 |
| SC | 2 |
| WI | 2 |
| CO | 2 |
| AZ | 1 |
| OR | 1 |
| NJ | 1 |
| IN | 1 |
| ID | 1 |
| OK | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 20 |
| Struggling to pay your loan | 11 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 5 |
| Communication tactics | 3 |
| Can't stop withdrawals from your bank account | 3 |
| Getting a line of credit | 1 |
| Confusing or missing disclosures | 1 |
| Loan payment wasn't credited to your account | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Received a loan you didn't apply for | 1 |
| Was approved for a loan, but didn't receive the money | 1 |
| False statements or representation | 1 |
| Electronic communications | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Getting the loan | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 4 | 100% |
| 2023 | 13 | 100% |
| 2024 | 17 | 100% |
| 2025 | 16 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Lac Courte Oreilles Financial Services II's narrative-rich complaint ledger
Lac Courte Oreilles Financial Services II's 53 logged complaints stay concentrated: only 23 states show a filing. 62.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-05-01.
Lac Courte Oreilles Financial Services II answers 100% of complaints inside the CFPB's tracked window and closes 49.1% with a written explanation. 50.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lac Courte Oreilles Financial Services II.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lac Courte Oreilles Financial Services II: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 53.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lac Courte Oreilles Financial Services II (100% timely; 50.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record